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Cynergy Bank: Personal savings reviews

4.71
Based on 218 reviews, last reviewed 11th Jun 2026
32% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026
SHEILA METT's avatar
SHEILA METT

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (218)

I always find Cynergy Bank efficient and helpful.

5
I always find Cynergy Bank efficient and helpful. They are my goto bank for savings. Reviewed on: 17th April 2026

Excellent customer service

5
Easy to use. Clear and speedy responses from customer services. Good rates. Reviewed on: 17th April 2026

Efficient and good returns - No concerns or difficul...

4
Efficient and good returns - No concerns or difficulties Reviewed on: 17th April 2026

Savings rates

5
They always give a good rate and I'm notified if I can get a better rate on my savings. Reviewed on: 17th April 2026

ESEY BANKING ,HELPFULL STAF. GOOD RATES

5
ESEY BANKING ,HELPFULL STAF. GOOD RATES, Reviewed on: 17th April 2026

Cynergy Bank, very good products & customer service...

5
Cynergy Bank offer a very good selection of products and interest rates. They are quick to answer the phone with queries and offer a very good website and app. When I have needed them to correct something they have done so with appropriate compensation. Reviewed on: 17th April 2026

I chose to continue with this bank

5
Availability of key information, eg interest statements is OK for at least the previous tax year from previously closed accounts, though not all-time transactions. Good interest rate on savings - I feel a good compromise between rate and other factors. Information about pending transactions (eg notice period) is clear enough. Confidence in the security. Reviewed on: 17th April 2026

Interest rates are fair

5
I have been with them since the beginning from Bank of Cyprus. Interest rates are fair, site is quite easy to use. Reviewed on: 17th April 2026

Customer service is s good.

3
Customer service is s good. Staff are helpful and with products knowledge. Reviewed on: 17th April 2026

I have been happy with Cynergy bank.

5
I have been happy with Cynergy bank. Their rates of interests have been decent .Their customer services have ben polite and hepfull. Reviewed on: 17th April 2026

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