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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (219 reviews)

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4.71

Based on 219 reviews, last reviewed 3rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

5

Product recommendation received email from cynergy making me aware that my current savings account could be changed to one with a higher interest rate...good service and ear... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (219)

Straightforward

Straightforward and easy to use for on line and mobile banking. Good security also. Reviewed on: 18th April 2026

Very good range of savings products; website is easy...

Very good range of savings products; website is easy to navigate; existing customers are rewarded for their loyalty Reviewed on: 18th April 2026

Easy to use and functional bank.

Opening the account was straightforward. The on-line account was easy to manage, the app is simple and easy to navigate. The fixed rate bond paid out as promised and on time. Reviewed on: 18th April 2026

Thank you for your help

.Very helpful when I was being "That customer!" Reviewed on: 18th April 2026

Very easy to set up an account, the website is easy...

Very easy to set up an account, the website is easy to navigate and I have used the online messaging service too, which worked well. I have found it a bit tricky trying to download transactions/up to date statements to print off for my own records, but this is only a minor issue. Reviewed on: 18th April 2026

Excellent company, Can not fault them

Excellent company, Can not fault them Reviewed on: 18th April 2026

Savings and ISA

Savings and ISA rates have remained competitive for a number of years. Reviewed on: 17th April 2026

Excellent rates.

Excellent rates. All accounts easy to manage. Reviewed on: 17th April 2026

They have always keep us informed and helpful if we...

They have always keep us informed and helpful if we needed anything Reviewed on: 17th April 2026

Excellent product, no need to contact their Customer...

Excellent product, no need to contact their Customer Services. Reviewed on: 17th April 2026

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