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Cynergy Bank: Personal savings reviews

4.71
Based on 217 reviews, last reviewed 30th May 2026
3380% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026
ML 's avatar
ML

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (217)

Savings rates always at the high end of industry.

5
Savings rates always at the high end of industry. Reviewed on: 25th March 2026

Happy customer!

5
Online banking site is easy to use. Savings rates are competitive, easy to contact if you have a problem. Reviewed on: 25th March 2026

Easy to set up with easy control via their app.

5
Easy to set up with easy control via their app. Great rates and full FSCS protection. Reviewed on: 25th March 2026

Great reliable customer service and good opening hours

5
Great reliable customer service and good opening hours Reviewed on: 25th March 2026

Competitive rates

5
Cynergy offers excellent rates on their Cash ISA and Easy Access Saving accounts.The App is easy to use and I like that you can see what you are earning on a daily basis. Reviewed on: 25th March 2026

I was with Cynergy Bank before it took that title, s...

5
I was with Cynergy Bank before it took that title, so the bank befoe and after have excelent Reviewed on: 25th March 2026

Excellent

5
Ease of website & friendly, helpful staff etc. Reviewed on: 24th March 2026

Interest rates are far higher than the High Street

5
The interest rates are far higher than the High Street banks. Reviewed on: 24th March 2026

Good new website.

5
Easy to open a new account as an existing customer. Reviewed on: 24th March 2026

Very easy to open a new savings account and the inte...

5
Very easy to open a new savings account and the interest rate is one of the best of the UK BANKS Reviewed on: 24th March 2026

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