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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (218 reviews)

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4.71

Based on 218 reviews, last reviewed 11th Jun 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (218)

All good!

All my interactions with the bank regarding savings accounts have been good. No complaints. Reviewed on: 25th March 2026

Savings rates always at the high end of industry.

Savings rates always at the high end of industry. Reviewed on: 25th March 2026

Happy customer!

Online banking site is easy to use. Savings rates are competitive, easy to contact if you have a problem. Reviewed on: 25th March 2026

Easy to set up with easy control via their app.

Easy to set up with easy control via their app. Great rates and full FSCS protection. Reviewed on: 25th March 2026

Great reliable customer service and good opening hours

Great reliable customer service and good opening hours Reviewed on: 25th March 2026

Competitive rates

Cynergy offers excellent rates on their Cash ISA and Easy Access Saving accounts.The App is easy to use and I like that you can see what you are earning on a daily basis. Reviewed on: 25th March 2026

I was with Cynergy Bank before it took that title, s...

I was with Cynergy Bank before it took that title, so the bank befoe and after have excelent Reviewed on: 25th March 2026

Excellent

Ease of website & friendly, helpful staff etc. Reviewed on: 24th March 2026

Interest rates are far higher than the High Street

The interest rates are far higher than the High Street banks. Reviewed on: 24th March 2026

Good new website.

Easy to open a new account as an existing customer. Reviewed on: 24th March 2026

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