Write a review

Go to business site

Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.78 (175 reviews)

View other Cynergy Bank products

4.78

Based on 175 reviews, last reviewed 2nd Apr 2026

14400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

85%

10%

2 star

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026

Read all reviews Write a review

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Cynergy Bank Personal savings reviews (175)

The advisors are very friendly and helpful, they wil...

The advisors are very friendly and helpful, they will do anything to help you if you have a query or problem. Reviewed on: 23rd March 2026

Great service.

Great service. Good interest rates. Reviewed on: 23rd March 2026

Friendly and helpful on the phone.

Friendly and helpful on the phone. The app is well designed and easy to use. Excellent service all round Reviewed on: 23rd March 2026

A great professional service.

A great professional service. I’m really happy with Cynergy online banking. Reviewed on: 23rd March 2026

Excellent service, very helpful .

Excellent service, very helpful . Very confident in this savings account. Reviewed on: 23rd March 2026

Great Bank, had excellent service

Ive been with Cynergy Bank for a number of years and they provide a great service. Very easy to move money etc Reviewed on: 23rd March 2026

I have had a number of Fixed Term savings and notice...

I have had a number of Fixed Term savings and notice accounts with Cynergy Bank and they have all paid a very competitive rate of interest. Reviewed on: 23rd March 2026

Cynergy Bank Best for Instant saving account

very good bank, with the highest interest rate on the market Reviewed on: 23rd March 2026

Great On-Line Bank

been with them for many years (Bank of Cyprus) using their instant access savings accounts which have always been very competitive in the market place. Never had an issue with them and have recommended them a number of times to friends. Reviewed on: 23rd March 2026

I have used Cynergy for several years

I have used Cynergy for several years for instant access accounts and cash ISAs. I usually find the interest rates either leading or competitive and they allow existing customers access to best rates by opening new accounts. Their new app is great, until it was introduced I would not have recommended them as their IT was very dated. They’ve done a good job with the app. I think this is my fifth year with them. Quite happy. Reviewed on: 23rd March 2026

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Shawbrook Bank 4.88 from 2726 reviews
Limited Access Saver
from Nationwide 4.64 from 12 reviews
Instant Access Savings
from Metro Bank 4.91 from 483 reviews

Want to see more from Cynergy Bank?

Cash ISA
from Cynergy Bank 4.87 from 163 reviews
Business Saving
from Cynergy Bank 4.86 from 18 reviews
Business Current Account
from Cynergy Bank 4.59 from 13 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub