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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (218 reviews)

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4.71

Based on 218 reviews, last reviewed 11th Jun 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (218)

Very easy to open a new savings account and the inte...

Very easy to open a new savings account and the interest rate is one of the best of the UK BANKS Reviewed on: 24th March 2026

Earning a good rate of interest

Invested savings in account with a good interest rate knowing that I could access it at any time if needed Reviewed on: 24th March 2026

I have saved with Cynergy for a number of years and...

I have saved with Cynergy for a number of years and generally they have provided a good service. Reviewed on: 24th March 2026

Easy access account.

Easy access account. Cynergy have kept me informed about rate changes and when a better account is available. Withdrawal is easy and prompt. Reviewed on: 24th March 2026

Excellent personal affable service.

Excellent personal affable service. Completed my request competently. Reviewed on: 24th March 2026

great service, easy to use, efficient

great service, easy to use, efficient Reviewed on: 24th March 2026

An excellent Bank with whom to have your savings!

I have had a savings account with Cynergy Bank for many years initially Bank of Cyprus. They are an excellent company to deal with. Interest rates are competitive and withdrawals are in your Bank account the next day or even on the day of withdrawal. I have no hesitation in recommending Cynergy Bank. Reviewed on: 24th March 2026

All good thanks and easy to administer in App

All good thanks and easy to administer in App Reviewed on: 24th March 2026

Great on line savings vehicle

Cynergy is very much on line but has excellent customer service so no problem. You see the interest on the personal savings account growing on the site. Good communication is always good. Reviewed on: 24th March 2026

Cynergy team always clear and precise.

Cynergy team always clear and precise. Good advice given in respect or resolving issues.Very helpful each time I called. Reviewed on: 24th March 2026

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