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Cynergy Bank: Personal savings reviews

4.71
Based on 217 reviews, last reviewed 30th May 2026
3380% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026
ML 's avatar
ML

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (217)

Earning a good rate of interest

5
Invested savings in account with a good interest rate knowing that I could access it at any time if needed Reviewed on: 24th March 2026

I have saved with Cynergy for a number of years and...

5
I have saved with Cynergy for a number of years and generally they have provided a good service. Reviewed on: 24th March 2026

Easy access account.

5
Easy access account. Cynergy have kept me informed about rate changes and when a better account is available. Withdrawal is easy and prompt. Reviewed on: 24th March 2026

Excellent personal affable service.

5
Excellent personal affable service. Completed my request competently. Reviewed on: 24th March 2026

great service, easy to use, efficient

5
great service, easy to use, efficient Reviewed on: 24th March 2026

An excellent Bank with whom to have your savings!

5
I have had a savings account with Cynergy Bank for many years initially Bank of Cyprus. They are an excellent company to deal with. Interest rates are competitive and withdrawals are in your Bank account the next day or even on the day of withdrawal. I have no hesitation in recommending Cynergy Bank. Reviewed on: 24th March 2026

All good thanks and easy to administer in App

5
All good thanks and easy to administer in App Reviewed on: 24th March 2026

Great on line savings vehicle

5
Cynergy is very much on line but has excellent customer service so no problem. You see the interest on the personal savings account growing on the site. Good communication is always good. Reviewed on: 24th March 2026

Cynergy team always clear and precise.

5
Cynergy team always clear and precise. Good advice given in respect or resolving issues.Very helpful each time I called. Reviewed on: 24th March 2026

Good rates easy to use app takes too long to transfe...

5
Good rates easy to use app takes too long to transfer money Reviewed on: 24th March 2026

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