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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.78 (175 reviews)

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4.78

Based on 175 reviews, last reviewed 2nd Apr 2026

14400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

85%

10%

2 star

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (175)

Top rated banking and customer services...

Top rated banking and customer services and they offered one of the best savings interest rates on the market at the time I decided to invest... Reviewed on: 23rd March 2026

My Bank of Choice-Every Time

I have had and continue to have a number of Savings accounts with Cynergy Bank as they are always amongst the 'front runners' in providing the best returns on my money; theree is never an issue to internally transfer my funds to a new Cynergy account with the latest best interest rates. Their system is secure and their Customer care is excellent- all in all, my Bank of choice every time Reviewed on: 23rd March 2026

Good website, good interest rates, clarity of inform...

Good website, good interest rates, clarity of information and access Reviewed on: 23rd March 2026

Really sensible platform, easy to use, good rates an...

Really sensible platform, easy to use, good rates and good communication (not too much, not too little!) Reviewed on: 23rd March 2026

Good experience overall

Unfortunately not as competitive as in the past in terms of interest rates for savings but still a very user friendly website and app and excellent customer service if / when it’s needed. Reviewed on: 23rd March 2026

No problems,

No problems, no need to give any poor reviews Reviewed on: 23rd March 2026

Very competitive rate of interest

Very competitive rate of interest Reviewed on: 23rd March 2026

systems work well

systems work well with deposits and withdrawals actioned on a same day basis Reviewed on: 23rd March 2026

Good communication and a good savings rate.

Good communication and a good savings rate. I knew my money was safe using this bank. Reviewed on: 23rd March 2026

First Class Service, good products, easy to manage

First Class Service, good products, easy to manage Reviewed on: 23rd March 2026

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