Write a review

Go to business site

Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.78 (175 reviews)

View other Cynergy Bank products

4.78

Based on 175 reviews, last reviewed 2nd Apr 2026

14400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

85%

10%

2 star

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026

Read all reviews Write a review

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Cynergy Bank Personal savings reviews (175)

Excellent Company

Easy to use website, clear instructions & all dealt with in a timely manner. Reviewed on: 23rd March 2026

The unfriendly security checks

So difficult to recover login details, ridiculous level of ID checks with photo and then face from front and side view Reviewed on: 23rd March 2026

Always a good experience.

Always a good experience since making it easier to log in. Reviewed on: 23rd March 2026

Decent rates of interest.

Decent rates of interest. It’s a simple process to open and close accounts Reviewed on: 23rd March 2026

Happy to be with Cynergy

I have found Cynergy to be a good reliable place for my savings. The interest rates are competitive. The new online banking system is much easier to negotiate and overall it feels like a safe place to be. Reviewed on: 23rd March 2026

Very helpful in all contacts and advice

Very helpful in all contacts and advice Reviewed on: 23rd March 2026

Good customer care

Always find them professional and generally have good interest rates Reviewed on: 23rd March 2026

A one of the best instant access account with a good...

A one of the best instant access account with a good interest rate Reviewed on: 23rd March 2026

Hassle free customer service, good interest rates.

Hassle free customer service, good interest rates. Fast international transfers. Low charges. Reviewed on: 23rd March 2026

An efficient,competitive and friendly bank

Whether dealing with Cynergy in internet banking or by phone the service is always excellent. Add that to very competitive saving rates and what more could you want. Their staff are always professionally friendly and look for solutions not excuses Reviewed on: 23rd March 2026

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Harpenden Building Society 4.26 from 435 reviews
Online Saver
from Halifax 4.62 from 35 reviews
Savings Account
from Chime 0.00 from 0 reviews

Want to see more from Cynergy Bank?

Cash ISA
from Cynergy Bank 4.87 from 163 reviews
Business Saving
from Cynergy Bank 4.86 from 18 reviews
Business Current Account
from Cynergy Bank 4.59 from 13 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub