Write a review

Newsletter

Go to business site

Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (217 reviews)

View other Cynergy Bank products

4.71

Based on 217 reviews, last reviewed 30th May 2026

3380% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Cynergy Bank Personal savings reviews (217)

IT Improved

Technical changes made recently on accessing the Savings Account online have made the usage experience a lot smoother and quicker. Reviewed on: 24th March 2026

I don't know much about investments but my husband a...

I don't know much about investments but my husband and I have been using Cynergy for approximately 6 years now and it has been really easy to watch our money grow with interest. It's easy to update accounts and move to a higher interest whenever we want. Reviewed on: 24th March 2026

friendly helpful customer service.

friendly helpful customer service. Easy app. Reviewed on: 24th March 2026

Never had any difficulty managing my accounts online.

Never had any difficulty managing my accounts online. Good interest rates. Reviewed on: 24th March 2026

Online is Easy to open new easy access accounts and...

Online is Easy to open new easy access accounts and transfer to higher interest accounts within Cynergy Reviewed on: 24th March 2026

Good service

I am content with the Bank when I call Reviewed on: 24th March 2026

Great rates , Easy to open and manage accounts.

Great rates , Easy to open and manage accounts. Really helpful if you need to call them Reviewed on: 24th March 2026

A good trusted bank to manage your savings.

The bank offers good competitive rates of interest and staff are at hand to help solve issues if they arise. Have had pleasant and friendly communication in the past. Reviewed on: 24th March 2026

Lack of Empathy

Being of senior age without all the ways of opening and using accounts as we do with others, Cynergy expect you to jump through hoops. We were customers but not again when we can speak with people in other Savers, who have empathy and are caring. The security is far from easy to use and as we have no mobile phone or camera, Cynergy will not faeture in our savings programme Reviewed on: 24th March 2026

Excellent Bank

Excellent banks good communication Excellent service Reviewed on: 24th March 2026

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexclusive
from Nationwide 4.58 from 36 reviews
Savings
from Harpenden Building Society 4.24 from 442 reviews
Savings (discontinued)
from SmartSave 4.69 from 2548 reviews

Want to see more from Cynergy Bank?

Cash ISA
from Cynergy Bank 4.77 from 317 reviews
Business Saving
from Cynergy Bank 4.63 from 35 reviews
Business Current Account
from Cynergy Bank 4.32 from 15 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub