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Cynergy Bank: Personal savings reviews

4.78
Based on 176 reviews, last reviewed 7th Apr 2026
14500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

EXCELLENT EXCELLENT CUSTOMER SERVICE APPROACH AND PROFESSIONAL STAFF Reviewed on: 7th April 2026
GAITANAROS V's avatar
GAITANAROS V

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026
PETER J's avatar
PETER J

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (176)

An efficient,competitive and friendly bank

5
Whether dealing with Cynergy in internet banking or by phone the service is always excellent. Add that to very competitive saving rates and what more could you want. Their staff are always professionally friendly and look for solutions not excuses Reviewed on: 23rd March 2026

Happy customer.

5
Been with Cynergy for savings for a few years now. Rates are always good. Just renewed my easy saver account for the next year. Reviewed on: 23rd March 2026

Easy to open account

5
Easy to open the account and good online and mobile access. Money deposit instantly with messages. Reviewed on: 23rd March 2026

Very good service, never any hassle.

5
Very good service, never any hassle. Reviewed on: 23rd March 2026

Consistently competative savings rates

5
Consistently competative savings rates Reviewed on: 23rd March 2026

Excellent in every way, i am very pleased with the...

5
Excellent in every way, i am very pleased with the bank Reviewed on: 23rd March 2026

Consistently fair savings rate.

5
Consistently fair savings rate although you need to change accounts each year to keep the best rate which is annoying. Reviewed on: 23rd March 2026

Cynergy bank operates swiftly and efficiently.

5
Cynergy bank operates swiftly and efficiently. Personnel are always ready to give expert friendly help when needed. Reviewed on: 23rd March 2026

We have an instant access account, which has been ea...

5
We have an instant access account, which has been easy to use and extremely useful, giving us a good interest rate. Reviewed on: 23rd March 2026

Easy Banking without Confusion

5
I find that internet banking with Cynergy is very easy-no complex language leaving me wondering what they want me to agree to, simple processes that I can easily follow, and everything done and set up without me twiddling my thumbs with frustration. Reviewed on: 23rd March 2026

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