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Cynergy Bank: Personal savings reviews

4.71
Based on 218 reviews, last reviewed 11th Jun 2026
32% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026
SHEILA METT's avatar
SHEILA METT

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (218)

All Good

5
Always had great service never any problems Reviewed on: 23rd March 2026

The Cynergy app is very easy to use

5
The Cynergy app is very easy to use now since it has been updated. Transferring money is very straightforward. Reviewed on: 23rd March 2026

Professional but friendly staff who are easy to reac...

5
Professional but friendly staff who are easy to reach by phone. Clear advice & guidance given when I experienced difficulties online. Reviewed on: 23rd March 2026

The advisors are very friendly and helpful, they wil...

5
The advisors are very friendly and helpful, they will do anything to help you if you have a query or problem. Reviewed on: 23rd March 2026

Great service.

5
Great service. Good interest rates. Reviewed on: 23rd March 2026

Friendly and helpful on the phone.

5
Friendly and helpful on the phone. The app is well designed and easy to use. Excellent service all round Reviewed on: 23rd March 2026

A great professional service.

5
A great professional service. I’m really happy with Cynergy online banking. Reviewed on: 23rd March 2026

Excellent service, very helpful .

5
Excellent service, very helpful . Very confident in this savings account. Reviewed on: 23rd March 2026

Great Bank, had excellent service

5
Ive been with Cynergy Bank for a number of years and they provide a great service. Very easy to move money etc Reviewed on: 23rd March 2026

I have had a number of Fixed Term savings and notice...

4
I have had a number of Fixed Term savings and notice accounts with Cynergy Bank and they have all paid a very competitive rate of interest. Reviewed on: 23rd March 2026

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