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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great app

5
Very good app, very easy to see outgoings and help manage finances Reviewed on: 4th April 2023

Would recommend to anyone

5
The Emma banking app is truly outstanding and a game-changer in the world of personal finance management. This app has the power to transform the way you manage your finances and helps you stay on top of your money like never before. One of the things that sets Emma apart from other banking apps is its user-friendly interface. The app is incredibly easy to use and navigate, making it accessible to anyone regardless of their technical expertise. The design is sleek and modern, and the app's functionality is intuitive and straightforward. Reviewed on: 4th April 2023

Great

5
Nothing to fault absolutely great savings app Reviewed on: 4th April 2023

Sick App

5
Banking of the future for sure! Reviewed on: 4th April 2023

I have shown this app to everyone I know

5
An amazing app that keeps my finances in check. I’m so happy I downloaded it, will never look back now. Exactly the thing I needed. Reviewed on: 4th April 2023

My personal finance PA

5
I've been using Emma as early adopter. Tracking multiple bank accounts and then employment + investments has been a nightmare until I found this gem. I don't spend a day without it. It helps me manage my finances efficiently and the right amount in the right account. Love it Reviewed on: 4th April 2023

Best app for managing finances!

5
Has everything you need to stay on top of your finances from your phone. It’s far easier than traditional budgeting and even the free version is excellent. Highly recommend to anyone wanting to track their spending, bills or budget with minimal hassle. Reviewed on: 4th April 2023

Best Control for your Financials

5
Emma is a great personal finance app with a user-friendly interface, helpful budgeting tools, and the ability to link all of your accounts for a comprehensive view of your finances. It also offers insightful analysis of your spending patterns. The only potential downside is limited customization options for the dashboard. Overall, I highly recommend Emma for anyone looking to better manage their finances. Reviewed on: 4th April 2023

Go Emma, go...

3
Emma, has given me more clarity & accessibility to my Finances! Reviewed on: 4th April 2023

Great app

5
Without Emma we’d be at a loss. We used Emma to track our finance across multiple accounts, informing us of how much we spend in different categories and comparing them month by month. It really helps us to budget and plan our finances. We love Emma! Reviewed on: 4th April 2023

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