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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Smart and Responsive

5
Emma has helped me keep tabs on, sometimes complicated, spending so that I can more accurately see where my money is going and what to budget for the following year. They have also added more useful features in a short but measured time - investing and savings to name but two. And the Emma team is responsive. I had a problem with transaction dates while spending abroad and they listened and fixed that at the next app update. I use Emma everyday to track spending and savings and am very impressed. Reviewed on: 4th April 2023
Allen Wadsworth's avatar
Allen Wadsworth

Best finance tracking app ever

5
Emma has really helped me keep track of all of my spending Reviewed on: 4th April 2023
Jake Gregory's avatar
Jake Gregory

Great app

5
I use emma very godd app and very usefull. Reviewed on: 4th April 2023
D Kaliope's avatar
D Kaliope

Amazing app

5
Amazing experience and time, has helped me save loads and I won’t stop using it. Reviewed on: 4th April 2023
Ussy Valli's avatar
Ussy Valli

Helped me get out of debt

5
I was in debt and this has helped me get my finances in order Reviewed on: 4th April 2023
Willow's avatar
Willow

Must-have!

5
A must-have app for keeping on top of finances. Reviewed on: 4th April 2023
Alicia's avatar
Alicia

Simple but powerful analytical tool

5
I have tried lots of apps to help with budgeting and control of my finances but everything was either too complicated or. too simplistic, then I met Emma.. A simple yet powerful friend and has changed the way I look at and coo troll my finances. I have even managed to start saving money. Reviewed on: 4th April 2023
Jason E Cooper's avatar
Jason E Cooper

Best app

5
This app has helped me manage my personal finances massively. I’m no longer unable to track my payments and always have money Reviewed on: 4th April 2023
Scott Hecker's avatar
Scott Hecker

Awesome

5
Great money management app being able to manage debit and credit card. Reviewed on: 4th April 2023
Rex Lei's avatar
Rex Lei

Great app

5
Overall good experience with Emma, very positive and easy to use! Keeping track of finances have never been so easy! Reviewed on: 4th April 2023
T K's avatar
T K

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