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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Smart and Responsive

5
Emma has helped me keep tabs on, sometimes complicated, spending so that I can more accurately see where my money is going and what to budget for the following year. They have also added more useful features in a short but measured time - investing and savings to name but two. And the Emma team is responsive. I had a problem with transaction dates while spending abroad and they listened and fixed that at the next app update. I use Emma everyday to track spending and savings and am very impressed. Reviewed on: 4th April 2023
Allen Wadsworth's avatar
Allen Wadsworth

Best finance tracking app ever

5
Emma has really helped me keep track of all of my spending Reviewed on: 4th April 2023
Jake Gregory's avatar
Jake Gregory

Great app

5
I use emma very godd app and very usefull. Reviewed on: 4th April 2023
D Kaliope's avatar
D Kaliope

Amazing app

5
Amazing experience and time, has helped me save loads and I won’t stop using it. Reviewed on: 4th April 2023
Ussy Valli's avatar
Ussy Valli

Helped me get out of debt

5
I was in debt and this has helped me get my finances in order Reviewed on: 4th April 2023
Willow's avatar
Willow

Must-have!

5
A must-have app for keeping on top of finances. Reviewed on: 4th April 2023
Alicia's avatar
Alicia

Simple but powerful analytical tool

5
I have tried lots of apps to help with budgeting and control of my finances but everything was either too complicated or. too simplistic, then I met Emma.. A simple yet powerful friend and has changed the way I look at and coo troll my finances. I have even managed to start saving money. Reviewed on: 4th April 2023
Jason E Cooper's avatar
Jason E Cooper

Best app

5
This app has helped me manage my personal finances massively. I’m no longer unable to track my payments and always have money Reviewed on: 4th April 2023
Scott Hecker's avatar
Scott Hecker

Awesome

5
Great money management app being able to manage debit and credit card. Reviewed on: 4th April 2023
Rex Lei's avatar
Rex Lei

Great app

5
Overall good experience with Emma, very positive and easy to use! Keeping track of finances have never been so easy! Reviewed on: 4th April 2023
T K's avatar
T K

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