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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Fantastic

5
Emma app is cool and easy to use Reviewed on: 4th April 2023

It was really good

5
Very confident kind clear quick Reviewed on: 4th April 2023

It's not failed me yet!

5
I've used Emma for two years now and it's really helped me to track my direct debits, savings and spending Reviewed on: 4th April 2023

Efficient Money Management

5
Emma Budgeting App is a helpful tool for managing your finances. It allows you to connect all your financial accounts in one place, giving you a clear view of your spending and saving habits. The app provides personalized insights and recommendations based on your spending habits, helping you identify opportunities to save money and reduce debt. It's user-friendly and easy to use, with intuitive features and a sleek interface, making it easy to track your finances on-the-go. Reviewed on: 4th April 2023

Simple, quick, easy to use

5
It really helps me keep track of my spending habits and tells me when I've gone over my budget for the month. Reviewed on: 4th April 2023

Amazing app!

5
Really useful app to keep track of my spending Reviewed on: 4th April 2023

Helpful

5
Very useful app with lots info and help get you on top off your spending Reviewed on: 4th April 2023

Great

4
Has been really useful in helping us track our finances and budget sensibly. Reviewed on: 4th April 2023

Great

5
Shipping was fast. Mattress was nicely packed and easy to set up. Incredibly comfortable and keeps me cool at night Reviewed on: 4th April 2023

Amazing app

5
User friendly, very informative when notifications are enable, amazing app Reviewed on: 4th April 2023

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