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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Simple and clear

Emma clearly displays all my spendings and have saved me a lot of money after I realise how much I’m spending one groceries, free time activities and eating out. It’s so easy to use compared to other apps which over charge you or their categories don’t even work. Emma is the only app I’ve found which does everything I want efficiently, clear, visually simple and free! Reviewed on: 4th April 2023

Your Finance tied up!

I have been using Emma app for a few years now and l find it very helpful for tracking your Finances. I also like observing lot of improvements over the years. Thanks Reviewed on: 4th April 2023

Love Emma

Brilliant app, always developing Reviewed on: 4th April 2023

Thanks Emma!

Really great and useful app to help you get better with money. Reviewed on: 4th April 2023

sync of a Multitude of banks

Great app! Really good to have such a comprehensive list of different banks that can be synced. It would be good to have a possibility to customise the categories and add custom accounts in the free version; and to be able to download the unified data. The only drawback is pricing: the paid version is really expensive. Reviewed on: 4th April 2023

Excellent product

Have been using Emma Pro for about a year and love it. I use it ritualistically as it has really helped me to organise, budget, and stay on top of my fiances. Reviewed on: 4th April 2023

Great app for keep track!

I really like Emma helping me keep track of all my account in one place! Getting the notifications about my spending or activity on my accounts is so helpful, keeps me informed without having to think too much about it! Reviewed on: 4th April 2023

Great for personal budgeting

It has helped me to budget more as someone who has struggled in the past. As well as being able to identify habits that might affect my credit score and spending presently. Reviewed on: 4th April 2023

Make finance easy

At a glance I can tell my balances on all my accounts and credit cards plus check my net worth first class finance app Reviewed on: 4th April 2023

Best app their is

Simple easy to use service is excellent above expectations Reviewed on: 4th April 2023

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