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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Brilliant

5
Love the app, I was terrible at saving and investing before I had this. It's a simple and easy way of learning a new and really useful skill Reviewed on: 4th April 2023
Shaneen Davies's avatar
Shaneen Davies

Amazing money saver

5
This app has been an amazing addition to my savings and I highly recommend it to everyone! Reviewed on: 4th April 2023
Ailsa Watson's avatar
Ailsa Watson

Simple personal budgeting

5
It’s an app form of what I used to do manually. It is easily accessible and a great way for people to manage their money and plan their spending Reviewed on: 4th April 2023
J's avatar
J

Best savings app

4
I used this app and loved its simplicity making it easy to use for anyone of any age Reviewed on: 4th April 2023
Mohammed Abdullah (BOYZZ)'s avatar
Mohammed Abdullah (BOYZZ)

Personal Finance App

5
I lov how the app keeps me updated on my current balance, spends and upcoming spends. It is helping with savings and even suggests ways I reduce my spending. Reviewed on: 4th April 2023
Lesleigh Charles's avatar
Lesleigh Charles

Great app

5
Love using the app helps me to save money and see all my outgoings easily. Reviewed on: 4th April 2023
Amy McGee's avatar
Amy McGee

Great app

5
I love the Emma app, it helps me keep check on my spending, identifies trends in what I spend and where and has helped me save money. Definitely recommend this Reviewed on: 4th April 2023
Emma's avatar
Emma

Brilliant

5
Easy to use, very useful and help set and achieve goals. Very good! Reviewed on: 4th April 2023
Jacob Holz's avatar
Jacob Holz

Better than other apps

5
Emma is a great way to manage money. I have tried a few apps now but Emma is my favourite one by far. Reviewed on: 4th April 2023
Ben Tysom's avatar
Ben Tysom

Incredible banking app for budgeting and more

5
Honestly the application has completely changed the way I manage my finances. It's so simple and easy to use Reviewed on: 4th April 2023
Luke moss's avatar
Luke moss

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