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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Brilliant

5
Easy to use, very useful and help set and achieve goals. Very good! Reviewed on: 4th April 2023
Jacob Holz's avatar
Jacob Holz

Better than other apps

5
Emma is a great way to manage money. I have tried a few apps now but Emma is my favourite one by far. Reviewed on: 4th April 2023
Ben Tysom's avatar
Ben Tysom

Incredible banking app for budgeting and more

5
Honestly the application has completely changed the way I manage my finances. It's so simple and easy to use Reviewed on: 4th April 2023
Luke moss's avatar
Luke moss

UI and features are good

5
User Interface and features are good. Reviewed on: 4th April 2023
Akshay TJ's avatar
Akshay TJ

One app for all personal finance

5
Do you want to manage the rising cost of life ? Then you know that you need to try Emma , The free version is suitable to help you to manage your money but you will need to upgrade your subscription for full features. Some of Emma features I liked: 1- Budgeting Tools: offer users the ability to create a budget, track expenses and income, and set financial goals. 2- Automated Transactions: automatically update and categorize transactions from bank accounts, credit cards, and other financial accounts. 3- Bill Payment Reminders: for upcoming bills 4- Investment Tracking: allow to track investment accounts 5- Security: Personal finance apps deal with sensitive financial information 6- User-friendly interface: All in one dashboard. 7- Reporting and Analytics: detailed reporting and analytics, allowing to track financial progress over time, identify spending patterns, and adjust the budget accordingly. In conclusion, I consider Emma the best personal finance application I used till now with a comprehensive set of features and ease of use to help me manage my finances effectively. Reviewed on: 4th April 2023
Moh Mhf's avatar
Moh Mhf

Great for seeing an overview of spending across accounts

5
Really useful to see my spending across my accounts and the round up of my week/month. I like that I can set budgets and see where my money is going. Reviewed on: 4th April 2023
Eleanor's avatar
Eleanor

Really helpful app

4
I really like using this app. While it has a lot of the same functions as my banking app it also allows me to see what payments I have coming up. It’s been a really helpful way for me to manage my money each month Reviewed on: 4th April 2023
Sara Williams's avatar
Sara Williams

Easy and effective

5
Really easy to set up and use, the Emma app helps me keep track of spending against budget on a daily basis, with easy categorisation. So much each than logging into my bank accounts online Reviewed on: 4th April 2023
Alex's avatar
Alex

Smart Emma app

5
The app is so well presented and intuitive it really helped me dial down into my finances and get a better understanding of my spending habits Reviewed on: 4th April 2023
Dragos Stefan's avatar
Dragos Stefan

All your accounts in one place

5
Very easy to use and clear in what it offers. You can see all your accounts and manage your accounts and budget. Reviewed on: 4th April 2023
Prasil Prabhasuthan's avatar
Prasil Prabhasuthan

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