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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

UI and features are good

5
User Interface and features are good. Reviewed on: 4th April 2023
Akshay TJ's avatar
Akshay TJ

One app for all personal finance

5
Do you want to manage the rising cost of life ? Then you know that you need to try Emma , The free version is suitable to help you to manage your money but you will need to upgrade your subscription for full features. Some of Emma features I liked: 1- Budgeting Tools: offer users the ability to create a budget, track expenses and income, and set financial goals. 2- Automated Transactions: automatically update and categorize transactions from bank accounts, credit cards, and other financial accounts. 3- Bill Payment Reminders: for upcoming bills 4- Investment Tracking: allow to track investment accounts 5- Security: Personal finance apps deal with sensitive financial information 6- User-friendly interface: All in one dashboard. 7- Reporting and Analytics: detailed reporting and analytics, allowing to track financial progress over time, identify spending patterns, and adjust the budget accordingly. In conclusion, I consider Emma the best personal finance application I used till now with a comprehensive set of features and ease of use to help me manage my finances effectively. Reviewed on: 4th April 2023
Moh Mhf's avatar
Moh Mhf

Great for seeing an overview of spending across accounts

5
Really useful to see my spending across my accounts and the round up of my week/month. I like that I can set budgets and see where my money is going. Reviewed on: 4th April 2023
Eleanor's avatar
Eleanor

Really helpful app

4
I really like using this app. While it has a lot of the same functions as my banking app it also allows me to see what payments I have coming up. It’s been a really helpful way for me to manage my money each month Reviewed on: 4th April 2023
Sara Williams's avatar
Sara Williams

Easy and effective

5
Really easy to set up and use, the Emma app helps me keep track of spending against budget on a daily basis, with easy categorisation. So much each than logging into my bank accounts online Reviewed on: 4th April 2023
Alex's avatar
Alex

Smart Emma app

5
The app is so well presented and intuitive it really helped me dial down into my finances and get a better understanding of my spending habits Reviewed on: 4th April 2023
Dragos Stefan's avatar
Dragos Stefan

All your accounts in one place

5
Very easy to use and clear in what it offers. You can see all your accounts and manage your accounts and budget. Reviewed on: 4th April 2023
Prasil Prabhasuthan's avatar
Prasil Prabhasuthan

Best financial management I have had in a long time!!

5
Emma is an excellent app which has helped me save more money than ever before. I am thrilled to be able to vote for Emma for this award as it really does deserve it! Reviewed on: 4th April 2023
Kathryn Robinson's avatar
Kathryn Robinson

Amazing!

5
Best thing that ever happened to support people with their money goals. Thank you Reviewed on: 4th April 2023
louise fairbairn's avatar
louise fairbairn

Great app

5
One of the standout features of the Emma app is its user-friendly interface. The app is incredibly easy to navigate, with intuitive menus and clear instructions. This makes it easy for users to set up their budget, track their spending, and manage their money without feeling overwhelmed or confused. Another thing I appreciate about the Emma app is its comprehensive approach to budgeting. The app allows users to connect all of their financial accounts in one place, including bank accounts, credit cards, and investment accounts. This makes it easy to get a complete picture of your finances and make informed decisions about how to allocate your money. Overall, I think the Emma app is an excellent tool for anyone looking to take control of their finances and improve their financial wellbeing. If you're looking for a budgeting app that can help you achieve your financial goals, I highly recommend giving Emma a try! Reviewed on: 4th April 2023
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S

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