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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

UI and features are good

User Interface and features are good. Reviewed on: 4th April 2023

One app for all personal finance

Do you want to manage the rising cost of life ? Then you know that you need to try Emma , The free version is suitable to help you to manage your money but you will need to upgrade your subscription for full features. Some of Emma features I liked: 1- Budgeting Tools: offer users the ability to create a budget, track expenses and income, and set financial goals. 2- Automated Transactions: automatically update and categorize transactions from bank accounts, credit cards, and other financial accounts. 3- Bill Payment Reminders: for upcoming bills 4- Investment Tracking: allow to track investment accounts 5- Security: Personal finance apps deal with sensitive financial information 6- User-friendly interface: All in one dashboard. 7- Reporting and Analytics: detailed reporting and analytics, allowing to track financial progress over time, identify spending patterns, and adjust the budget accordingly. In conclusion, I consider Emma the best personal finance application I used till now with a comprehensive set of features and ease of use to help me manage my finances effectively. Reviewed on: 4th April 2023

Great for seeing an overview of spending across accounts

Really useful to see my spending across my accounts and the round up of my week/month. I like that I can set budgets and see where my money is going. Reviewed on: 4th April 2023

Really helpful app

I really like using this app. While it has a lot of the same functions as my banking app it also allows me to see what payments I have coming up. It’s been a really helpful way for me to manage my money each month Reviewed on: 4th April 2023

Easy and effective

Really easy to set up and use, the Emma app helps me keep track of spending against budget on a daily basis, with easy categorisation. So much each than logging into my bank accounts online Reviewed on: 4th April 2023

Smart Emma app

The app is so well presented and intuitive it really helped me dial down into my finances and get a better understanding of my spending habits Reviewed on: 4th April 2023

All your accounts in one place

Very easy to use and clear in what it offers. You can see all your accounts and manage your accounts and budget. Reviewed on: 4th April 2023

Best financial management I have had in a long time!!

Emma is an excellent app which has helped me save more money than ever before. I am thrilled to be able to vote for Emma for this award as it really does deserve it! Reviewed on: 4th April 2023

Amazing!

Best thing that ever happened to support people with their money goals. Thank you Reviewed on: 4th April 2023

Great app

One of the standout features of the Emma app is its user-friendly interface. The app is incredibly easy to navigate, with intuitive menus and clear instructions. This makes it easy for users to set up their budget, track their spending, and manage their money without feeling overwhelmed or confused. Another thing I appreciate about the Emma app is its comprehensive approach to budgeting. The app allows users to connect all of their financial accounts in one place, including bank accounts, credit cards, and investment accounts. This makes it easy to get a complete picture of your finances and make informed decisions about how to allocate your money. Overall, I think the Emma app is an excellent tool for anyone looking to take control of their finances and improve their financial wellbeing. If you're looking for a budgeting app that can help you achieve your financial goals, I highly recommend giving Emma a try! Reviewed on: 4th April 2023

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