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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

A great and intuitive app.

4
A really great app and simple to use. Reviewed on: 4th April 2023
Russell Williams's avatar
Russell Williams

Simply the best

5
Emma is an intelligent app, covering all of the bases. From the day I started using it I got my personal finances in order… and some of my life back. Because I can budget across my accounts and save, little catches me out less big unforeseen spends. Even those have less impact now. In a time when the cost of living pinches across everything we do, Emma has been a loyal, accurate and dependable ally. Reviewed on: 4th April 2023
JAMIE CAMPBELL's avatar
JAMIE CAMPBELL

Amazing

5
So good and keeps you in check ! Reviewed on: 4th April 2023
Charlotte Borthwick's avatar
Charlotte Borthwick

Excellent app

5
Great service and so easy to use Reviewed on: 4th April 2023
Robert Merry's avatar
Robert Merry

Perfect

5
I use Emma and honestly its the best experience I have ever came across. Easy to access, friendly people surrounding it. I wouldn't have a clue without Emma. It is incredible and so so easy to use. Reviewed on: 4th April 2023
Laura Dugmore's avatar
Laura Dugmore

Handy and helpful

5
Emma give my piece of mind when it's about keeping on top of my expenses and understanding where my money goes. Reviewed on: 4th April 2023
Rachel Gnagniko's avatar
Rachel Gnagniko

Simple

5
Quite simple to use (interface friendly) Reviewed on: 4th April 2023
Muna's avatar
Muna

Not really useful

1
They kept sending me pop up notifications that had nothing to do with what I use this app for. Multiple times a day which just became a nuisance and I had to delete the app. I need to receive the useful notifications and if I turn notifications off it’s not ideal either. Anyway the delay with which they sent notifications was also not helpful. Telling me I received money two days after the fact is a bit useless Reviewed on: 4th April 2023
Kevin's avatar
Kevin

Emma has changed my life

5
I have a neurological condition where I find organisation extremely difficult, Emma has allowed me to finally be able to budget after years of struggling to understand how to do this. Reviewed on: 4th April 2023
Mia Buckley's avatar
Mia Buckley

Amazing

5
Helped me organise my money output and be able to track my transactions. Overall, made my life a lot easier! Reviewed on: 4th April 2023
Mohammad Elsheikh's avatar
Mohammad Elsheikh

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