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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Easy to track spending

Its easy to see what you spent money on and to save Reviewed on: 4th April 2023

Helpful

I have only been using the app for a few months but straight away it really helps you to spot the simple things that you’re wasting money on. The categories really help to cut down monthly on things like groceries. Reviewed on: 4th April 2023

Great for managing finances

Makes it really easy to see where your money is spent and help reduce and manage your spending. Reviewed on: 4th April 2023

Amazing

Incredible platform. Easy to use. Great insights. Reviewed on: 4th April 2023

10/10

I love using Emma to manage and track my finances and it has been so helpful to ensure I don’t fall back into debt. Easy to use, brilliant app! Reviewed on: 4th April 2023

Changed my budgeting !

Cannot fault this app, ive become budgeting savvy since using this app! Would recommend to all Reviewed on: 4th April 2023

Very handy app

Is a very useful app and will recommend to others. Reviewed on: 4th April 2023

Really good app!

Definitely worth using to be able to see the bigger picture of your finance. Reviewed on: 4th April 2023

IT Service Desk Analyst

Wonderful experience with Emma, I highly recommend this application as its easy to use. Reviewed on: 4th April 2023

Great for tracking your money

Want to see how much you have and what is coming next ? The Emma app will help you do this. Great app Reviewed on: 4th April 2023

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