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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma is Amazing

5
Can’t recommend Emma enough! Absolutely love this saving app, it has completely changed how I save and has enabled me to reach all of my short to medium term financial targets! 10/10 Reviewed on: 4th April 2023
Jack Coe's avatar
Jack Coe

What did I do before Emma?!

5
So....i've always been awful with money. Bank accounts all over the place, spending money here there an everywhere and no savings at all. Emma has allowed me to view all of those accounts in one place, see what i'm spending and where, budget my money and not only save but invest and make money! I love the way the app works, it's friendly and easy to use. I'm actually excited to have a look in the morning and see what's going on in my mini financial world! I highly recommend using this app for a clear and fun way to manage your finances, for peace of mind and to be that little bit richer! Reviewed on: 4th April 2023
Brenna Windsor's avatar
Brenna Windsor

Very useful

4
The breakdown of where you’ve been spending is really helpful to budget and stay on track Reviewed on: 4th April 2023
Holly's avatar
Holly

Highly recommended emma

5
I highly recommend Emma as a savings app. It's helped me tremendously manage my money better. Reviewed on: 4th April 2023
Kavit K's avatar
Kavit K

Wonderful banking and budgeting app

5
Emma has been amazing for setting budgets and managing my money more effectively. It’s great to have one app that you can have your current account, savings accounts and credit/loans all accessible, tracking your spending, paying off debts, as well as being able to see how much you’re managing to save away for those rainy days. Thank you Emma, you’ve changed my life. Reviewed on: 4th April 2023
Carys Palmer-Baker's avatar
Carys Palmer-Baker

Ease of use is top of priority for this modern app

5
Problem solving is clearly a strength for the Emma app designers as it solves the need for any spreadsheet or tracking across different apps, It's been brilliant for someone who is using credit cards for benefits or building credit, and therefore can't benefit from a single tracking solution like Monzo. It's been a brilliant solution for me personally, and I was recommended by friends who were equally fans. Reviewed on: 4th April 2023
kara's avatar
kara

A good service and platform

5
I came across Emma when searching how to save money and something that has good reviews and is reliable Reviewed on: 4th April 2023
Josh Wilkins's avatar
Josh Wilkins

Great App

5
Emma has made taking care of my finances really simple. I recommend it to all of my friends. Reviewed on: 4th April 2023
James St Clare's avatar
James St Clare

Very good app

5
The app helps me track my spending and helps achieve my budget goals Reviewed on: 4th April 2023
Ayo Odutayo's avatar
Ayo Odutayo

The app is very useful

3
Brilliant brilliant app and would recommend to anyone who would like to use it for money management and organisation. I would also like to state that is one of the one of the best apps in the App Store for money management. Reviewed on: 4th April 2023
Lizzy M's avatar
Lizzy M

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