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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Easy

5
Emma is so easy and fast to use I can find all my expenses and save money in a really simple way Reviewed on: 4th April 2023

Allows me to track spending and save money!

5
Emma has helped me see where I’m overspending and keep track of how I’m doing each month. Reviewed on: 4th April 2023

Revolutionary when it comes to budgeting

5
I really struggled with budgeting and managing money and after using Emma I’ve become so much better and saving and understanding where my money goes, would definitely reccomend for anyone Reviewed on: 4th April 2023

Such a amazingly cool tool !!

5
The best way for me to see my accounts in one easy view. Truly a single pane of glass which the world seems to want. Reviewed on: 4th April 2023

Helped me MASSIVELY

5
Easy, straight forward and I think so much better about my spending and investing. Great app! Well done team x Reviewed on: 4th April 2023

Help me organise my finances

5
The best app you can find , very safe , reliable and easy to organise your finances and control your expenses. Reviewed on: 4th April 2023

Fantastic app

5
Fantastic app that’s put my finances in check! All accounts in one place and can keep Track of spend Reviewed on: 4th April 2023

Great budgeting app

4
Easy user interface, everything in one clear place to help you organise your finances. As someone with ADHD this app seriously helps motivate me and feel clearer on my net worth and has inspired me to invest aswell. Reviewed on: 4th April 2023

Budgeting in one place

4
Easy to use and helps having all of my numbers and detail in one place to help me manage Reviewed on: 4th April 2023

Helpful, insightful, valuable!

5
This company helped me bring spending under control and was very insightful for analysing spending patterns. The app also improved significantly in the short time I used it, they clearly listen well to feedback Reviewed on: 4th April 2023

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