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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app

5
Very good savings app, would recommend Reviewed on: 4th April 2023

Great app

5
Well designed, easy to use and very convenient. Would definitely recommend. A simple and helpful way to understand finances, completely free. Reviewed on: 4th April 2023

Insighful

4
Great helper if you're looking to get your finances in check! Reviewed on: 4th April 2023

Great budget tracker

5
Keeps and eye on incomings and outgoing , very handy Reviewed on: 4th April 2023

Amazing!

5
Awesome app. So helpful to figure out how to improve spending/saving Reviewed on: 4th April 2023

Perfect app to organise finances

5
I found this app so helpful and easy to use. Helped me organise my finances and keep on top of things! Thank you Emma Reviewed on: 4th April 2023

Great money saving tool

5
This app helps me budget and keep up with my finances. Also has great tips to be more financially healthy. Reviewed on: 4th April 2023

I like the app

3
App is good should make some services available for more people Reviewed on: 4th April 2023

Easy and very helpful

5
It has been so easy to use and so helpful with getting my spending under control! My money management has improved so much! Reviewed on: 4th April 2023

Amazing

4
I saved so much using this app. I was budgeting the wrong way so grateful for this app. I no longer need excel or my budget diary. It a lot easier and quicker to know how much money I really have to save after all the bills are paid. Thank you so much for creating this app! Reviewed on: 4th April 2023

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