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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Great Overview of Accounts in One Place

5
I have a number of bank accounts and credit cards. It is great to be able to review all outgoings and money in in one place. I can also analyse my spending by category. I use the free version so not sure of the features that the premium version gives. Reviewed on: 4th April 2023

Everything I want from a finance app

5
This app shows me everything I need. My current money, my expenditures, my subscriptions, my past expenses and patterns of expenditure, and let’s me link my bank account. Let’s me make budgets too. It also lets me invest easily, although I haven’t tried that feature yet. Goes to show how many features this app has. Amazing. Reviewed on: 4th April 2023

Best budgeting app on the market

4
Emma is a great app to track your spending, with more bank integration (e.g Chase Bank, Kroo bank, Atom bank) it would be 5/5 Reviewed on: 4th April 2023

Great money management app

4
Love the features and updates. I'm also getting into the investment section. Reviewed on: 4th April 2023

Back on track !

5
Love this app, it’s allowed me to budget and understand where my money goes, which is so much more important when you’re growing your family . Thank you Emma! Reviewed on: 4th April 2023

Emma is great!

5
Love this app!! So effective and also easy to use! Reviewed on: 4th April 2023

Great app to track spending and budgets!

4
I love using Emma to track my finances as its easy to use and clear on information. It was quick and easy to sync it to my bank account. The format is brilliant, where you can see what money is going in and out and set budgets for different categories. Its helped me a lot with budgeting and i managed to save my deposit for a house as i can see what im left with/saving at the end of each month. I will continue to use it indefinitely as it will help me budget for my bills etc. when i move into my first home! Reviewed on: 4th April 2023

unreal

5
great for money management. highly recommend Reviewed on: 4th April 2023

Amazing App

5
Top Notch app for saving money and understanding net worth Reviewed on: 4th April 2023

Straightforward money saving help

5
Emma has been a godsend this year after rising costs led me to think hard about my finances. The straight forward interface made it easy for me to view my spending and bring to light my spending habits, creating simple ways to save. Reviewed on: 4th April 2023

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