Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Great money management app

Love the features and updates. I'm also getting into the investment section. Reviewed on: 4th April 2023

Back on track !

Love this app, it’s allowed me to budget and understand where my money goes, which is so much more important when you’re growing your family . Thank you Emma! Reviewed on: 4th April 2023

Emma is great!

Love this app!! So effective and also easy to use! Reviewed on: 4th April 2023

Great app to track spending and budgets!

I love using Emma to track my finances as its easy to use and clear on information. It was quick and easy to sync it to my bank account. The format is brilliant, where you can see what money is going in and out and set budgets for different categories. Its helped me a lot with budgeting and i managed to save my deposit for a house as i can see what im left with/saving at the end of each month. I will continue to use it indefinitely as it will help me budget for my bills etc. when i move into my first home! Reviewed on: 4th April 2023

unreal

great for money management. highly recommend Reviewed on: 4th April 2023

Amazing App

Top Notch app for saving money and understanding net worth Reviewed on: 4th April 2023

Straightforward money saving help

Emma has been a godsend this year after rising costs led me to think hard about my finances. The straight forward interface made it easy for me to view my spending and bring to light my spending habits, creating simple ways to save. Reviewed on: 4th April 2023

Great service

Extremely helpful app that helps you budget and keep an eye on your money in the bank. It also offers ways that you can save money i.e on broadband and how much they can save you if you go through them. It also send a you notifications in regards to your account so if your sent money or even spent some it'll let you know where and how much. Reviewed on: 4th April 2023

Insightful and inspiring

It’s such a useful place to build my financial knowledge in bite size, easily digestible nuggets. It feels accessible and welcoming unlike a lot of finance related tools. Reviewed on: 4th April 2023

Best finance app ever!

Absolutely love my Emma app, use it everyday! Not sure how I would do without it now. And the best thing is that they keep adding new features! Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Finance App
from Novus 3.55 from 5 reviews
App
from Debt Manager 4.18 from 4 reviews
App
from Dashly 4.46 from 19 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub