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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great money management app

4
Love the features and updates. I'm also getting into the investment section. Reviewed on: 4th April 2023

Back on track !

5
Love this app, it’s allowed me to budget and understand where my money goes, which is so much more important when you’re growing your family . Thank you Emma! Reviewed on: 4th April 2023

Emma is great!

5
Love this app!! So effective and also easy to use! Reviewed on: 4th April 2023

Great app to track spending and budgets!

4
I love using Emma to track my finances as its easy to use and clear on information. It was quick and easy to sync it to my bank account. The format is brilliant, where you can see what money is going in and out and set budgets for different categories. Its helped me a lot with budgeting and i managed to save my deposit for a house as i can see what im left with/saving at the end of each month. I will continue to use it indefinitely as it will help me budget for my bills etc. when i move into my first home! Reviewed on: 4th April 2023

unreal

5
great for money management. highly recommend Reviewed on: 4th April 2023

Amazing App

5
Top Notch app for saving money and understanding net worth Reviewed on: 4th April 2023

Straightforward money saving help

5
Emma has been a godsend this year after rising costs led me to think hard about my finances. The straight forward interface made it easy for me to view my spending and bring to light my spending habits, creating simple ways to save. Reviewed on: 4th April 2023

Great service

5
Extremely helpful app that helps you budget and keep an eye on your money in the bank. It also offers ways that you can save money i.e on broadband and how much they can save you if you go through them. It also send a you notifications in regards to your account so if your sent money or even spent some it'll let you know where and how much. Reviewed on: 4th April 2023

Insightful and inspiring

4
It’s such a useful place to build my financial knowledge in bite size, easily digestible nuggets. It feels accessible and welcoming unlike a lot of finance related tools. Reviewed on: 4th April 2023

Best finance app ever!

5
Absolutely love my Emma app, use it everyday! Not sure how I would do without it now. And the best thing is that they keep adding new features! Reviewed on: 4th April 2023

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