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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing control of your expenses

5
Happy to suggest Emma to monitor and keep under control your finances and bank movement Reviewed on: 4th April 2023

The app is hungry for money

1
Overcomplicated user interface and bad business practices. Reviewed on: 4th April 2023

Excellent app with great insights

5
Valuable app that lets you see everything at a glance really easily instead of going between lots of different apps. Fantastic. Reviewed on: 4th April 2023

Gives the best insight of your finances

5
Gives the best insight of your finances. Reviewed on: 4th April 2023

Excellent

5
Great app for personal finance, I would certainly recommend Reviewed on: 4th April 2023

Easy to use, great service

5
As the title suggests this is so simple to use and is a great way of cutting down on unnecessary spending Reviewed on: 4th April 2023

Easy to use app

5
Emma has enabled me to review my financial situation clearly with simple steps, gain control and new financial goals that feel within reach. Thanks! Reviewed on: 4th April 2023

Brilliant!

5
Quick and easy to save money. A well developed app that is very useful in order to help people with money saving problems! :) Reviewed on: 4th April 2023

Intuitive, helpful app

4
The Emma App has revolutionised how I manage my money, and made saving a possibility. It's easy to use, largely intuitive, and really does make a difference day to day. I've recommended it to several people, and will continue to do so. Reviewed on: 4th April 2023

Innovative and Encompassing

5
Emma is a wonderful app, gives you peace of mind with automatic budgeting and have all important banks and cards you would need... impressive! Reviewed on: 4th April 2023

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