Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Amazing control of your expenses

Happy to suggest Emma to monitor and keep under control your finances and bank movement Reviewed on: 4th April 2023

The app is hungry for money

Overcomplicated user interface and bad business practices. Reviewed on: 4th April 2023

Excellent app with great insights

Valuable app that lets you see everything at a glance really easily instead of going between lots of different apps. Fantastic. Reviewed on: 4th April 2023

Gives the best insight of your finances

Gives the best insight of your finances. Reviewed on: 4th April 2023

Excellent

Great app for personal finance, I would certainly recommend Reviewed on: 4th April 2023

Easy to use, great service

As the title suggests this is so simple to use and is a great way of cutting down on unnecessary spending Reviewed on: 4th April 2023

Easy to use app

Emma has enabled me to review my financial situation clearly with simple steps, gain control and new financial goals that feel within reach. Thanks! Reviewed on: 4th April 2023

Brilliant!

Quick and easy to save money. A well developed app that is very useful in order to help people with money saving problems! :) Reviewed on: 4th April 2023

Intuitive, helpful app

The Emma App has revolutionised how I manage my money, and made saving a possibility. It's easy to use, largely intuitive, and really does make a difference day to day. I've recommended it to several people, and will continue to do so. Reviewed on: 4th April 2023

Innovative and Encompassing

Emma is a wonderful app, gives you peace of mind with automatic budgeting and have all important banks and cards you would need... impressive! Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings app
from Chip 4.86 from 18462 reviews
Digital assistant
from NatWest Group - Cora 3.91 from 6062 reviews
Personal finance app
from Snoop 4.75 from 11130 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub