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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma is fab

5
Best finance app I've used, so easy and helpful! Reviewed on: 4th April 2023
Natalie smith 's avatar
Natalie smith

Fantastic app

5
Shows me all my accounts in one place and helps manage budgeting issues Ive had in the past Reviewed on: 4th April 2023
Lily Rose's avatar
Lily Rose

Amazing app

5
Excellent app with daily pop ups Reviewed on: 4th April 2023
Sian's avatar
Sian

Great app

5
Great app! Really helped get my finances in order Reviewed on: 4th April 2023
Patrick Persaud's avatar
Patrick Persaud

Saving made fun and easy!

5
In a time of inflation and cost of living crisis. This app keeps my spending in check. Reviewed on: 4th April 2023
Emmie Lewis's avatar
Emmie Lewis

Life changing app

5
You can see everything all in one place and now I feel like I have complete control over my money! From rent to grocery allowance, I’m able to track it all. And being able to link credit cards and savings to show total net worth is a game changer Reviewed on: 4th April 2023
Emma1311's avatar
Emma1311

Great app with a great UI

5
Great app for helping track spending with good links to a variety of banks and credit cards. The Emma team continues to expand the app and add new functionality, such as a tiered membership structure, investments and more ways to analyse and group spending. An app I use often to manage my own finances and spending. Reviewed on: 4th April 2023
Richard Masom's avatar
Richard Masom

Just brilliant

5
I had some fairly reasonable issues managing my money, not knowing how much I could spend at any given time at the restaurant. Emma just fixed everything up for me, so far I've not lost money any month and am buying things more reasonably. Have recommended it to at least 5 people by now, and for good reason. Reviewed on: 4th April 2023
Ruggero Russo de Middel's avatar
Ruggero Russo de Middel

Very good recommended!

5
Before Emma I was terrible with saving money but since I got this app, I was sceptical at first but honestly it has helped shape my life together at such a young age and I couldn’t be more greatful! I now have savings, money put away for different things the list goes on! Your missing out if you don’t have Emma Reviewed on: 4th April 2023
Kayleigh Morton's avatar
Kayleigh Morton

Best app ever

5
I love Emma! I use it to track my spendings on both my accounts, and it is hands down the most easiest and convenient app!! Reviewed on: 4th April 2023
Fathia's avatar
Fathia

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