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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

great app

5
love it and i literally open it everyday. Reviewed on: 4th April 2023

Great app

5
Simple and easy to use ! Has allowed me to sort all my finances out Reviewed on: 4th April 2023

Brilliant App that has made me more money conscious

5
Since getting this app I have become more conscious and aware of my income, outgoings and spending habits. I love that I get notifications of my balance every morning so I know exactly what I have and after years of ostrich behaviour with my finances it has really helped me to feel in control and more financially savvy. Reviewed on: 4th April 2023

My life back in control

5
This app is like one of my best friends keeping me on track. Also, showing me how much I spend. I love it. Reviewed on: 4th April 2023

Saved me money already

5
I’ve recently purchased the Emma app and recommended it to friends and family as I’ve saved nearly twenty pounds a month on bills and much better visibility of my overall spending against my monthly budget and made some easy changes. Thank you Emma! Reviewed on: 4th April 2023

Great app

5
Great and easy to use. Helps me budget. Reviewed on: 4th April 2023

It makes my life super easy

4
It’s super easy to use. The UX is great Reviewed on: 4th April 2023

Emma review

5
The best 2023 app to control you budget and where you expense you money. Reviewed on: 4th April 2023

Good

5
I like using this app because it is good Reviewed on: 4th April 2023

Amazing.

5
Just perfect. I use it all the time and it really helps me keep track of my money and make good financial decisions. Reviewed on: 4th April 2023

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