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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing

5
It’s an amazing way to work money Reviewed on: 4th April 2023

Fantastic

5
Best app I ever had keeps me upto date on my bills Reviewed on: 4th April 2023

Great for budgeting

5
This app makes it super clear where I’m spending my money and gives me an overview of my economy! Reviewed on: 4th April 2023

Emma - my personal budget assistant

5
Brilliant app, I love its ease of use Reviewed on: 4th April 2023

Good

4
Very good and the best of all …. Reviewed on: 4th April 2023

Awesome

5
I don’t have to remember anything cuz Emma does it for me. Brilliant! Reviewed on: 4th April 2023

Great service

5
The app allows me to track all my spending in order to know how much I have spend and saved across all my accounts. I enjoy the summary at the end of the month to see anything that can be changed. Reviewed on: 4th April 2023

Sooo many ways to save money...

5
I've been using Emma for a while and it's helped massively with budgeting, helping me to make some extra money through investing on the way too. I love having the extra information on where my money is going with the spending stat. In fact, I'm so impressed overall I recommended it to my Mum - high praise indeed! Reviewed on: 4th April 2023

Great app

5
Great app for budgeting and keeping on top of finances Reviewed on: 4th April 2023

Very good

5
Helps me save a lot of money, usually I'm very bad with it Reviewed on: 4th April 2023

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