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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Brilliant

5
Love love love this app! I highly recommend this! Reviewed on: 4th April 2023
Simon Lewis's avatar
Simon Lewis

Finances at your fingertips

5
Emma helps me manage my spending and the useful tags allow an extra level of detail. It remembers previous categories and tags so reoccurring payments or spending is easily dealt with. Reviewed on: 4th April 2023
Clare's avatar
Clare

Debt help

5
I got into a little debt just really overspending Emma helped me keep an eye on it daily so easily. Thanks so much emma Reviewed on: 4th April 2023
Nikella Holmes's avatar
Nikella Holmes

Amazing

5
Very good budgeting app. Been a customer for years! Reviewed on: 4th April 2023
Corum Darien's avatar
Corum Darien

Amazing brilliant worth every penny

5
Well online banking apps don’t really allow for customisation in a way that helps like Emma. Renaming transactions, payment name, notes, tags and super fast searching. Emma helps my autism when it comes to ease of use banking, this app really sets a high bar for banks to reach Reviewed on: 4th April 2023
Andrew Stevenson's avatar
Andrew Stevenson

Emma is a great budgeting tool

4
Saves making a new one each month on excel! Reviewed on: 4th April 2023
Rebecca 's avatar
Rebecca

Stupendous

5
Emma has helped me so much. I tend to struggle with budgeting as an 18 year old student, until I found Emma and it hasn’t even been a year and Emma has already changed my life so much. I’ve budgeted bills, going out, groceries and even games and it’s been amazing Reviewed on: 4th April 2023
Moon Flower's avatar
Moon Flower

Emma Saved Me

5
in Jan 2022 we were thousands over drawn, had a loan, a car finance and was petrified of the cost of living crisis that was on out doorstep. with Emmas firm but fair cheeky comments on our bad spending habbits and its user friendly app with concise guidance we are now debt free, and have a net worth of about £2000 this happened in just over 12 months. EMMA SAVED US Reviewed on: 4th April 2023
Steven Panter's avatar
Steven Panter

great!

5
really beneficial! highly recommend to all Reviewed on: 4th April 2023
Mai Abdalla's avatar
Mai Abdalla

simple and easy to use

5
This app helps me budget and keep track of my spending, it updates instantly as soon as money goes out/goes into my account, highly recommend this app if you’re looking to budget Reviewed on: 4th April 2023
Lauren's avatar
Lauren

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