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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Brilliant

Love love love this app! I highly recommend this! Reviewed on: 4th April 2023

Finances at your fingertips

Emma helps me manage my spending and the useful tags allow an extra level of detail. It remembers previous categories and tags so reoccurring payments or spending is easily dealt with. Reviewed on: 4th April 2023

Debt help

I got into a little debt just really overspending Emma helped me keep an eye on it daily so easily. Thanks so much emma Reviewed on: 4th April 2023

Amazing

Very good budgeting app. Been a customer for years! Reviewed on: 4th April 2023

Amazing brilliant worth every penny

Well online banking apps don’t really allow for customisation in a way that helps like Emma. Renaming transactions, payment name, notes, tags and super fast searching. Emma helps my autism when it comes to ease of use banking, this app really sets a high bar for banks to reach Reviewed on: 4th April 2023

Emma is a great budgeting tool

Saves making a new one each month on excel! Reviewed on: 4th April 2023

Stupendous

Emma has helped me so much. I tend to struggle with budgeting as an 18 year old student, until I found Emma and it hasn’t even been a year and Emma has already changed my life so much. I’ve budgeted bills, going out, groceries and even games and it’s been amazing Reviewed on: 4th April 2023

Emma Saved Me

in Jan 2022 we were thousands over drawn, had a loan, a car finance and was petrified of the cost of living crisis that was on out doorstep. with Emmas firm but fair cheeky comments on our bad spending habbits and its user friendly app with concise guidance we are now debt free, and have a net worth of about £2000 this happened in just over 12 months. EMMA SAVED US Reviewed on: 4th April 2023

great!

really beneficial! highly recommend to all Reviewed on: 4th April 2023

simple and easy to use

This app helps me budget and keep track of my spending, it updates instantly as soon as money goes out/goes into my account, highly recommend this app if you’re looking to budget Reviewed on: 4th April 2023

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