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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Open ended versatility

5
Emma creates a simple environment which can match any lifestyle in need of a spring cleaning. Reviewed on: 4th April 2023

Looks nice

4
Looks nice it's hot a lot of features and nice customization Reviewed on: 4th April 2023

Worth getting

5
I love how Emma helps me keep track of my money. I would recommend Reviewed on: 4th April 2023

Worthwhile app

5
It helps me track all my payments and keep my bookkeeping spreadsheet accurate because it offers functionalities that my bank does not offer. Reviewed on: 4th April 2023

Lovely

5
Lovely, everything is connected to the bank with no issues Reviewed on: 4th April 2023

Emma is a lifesaver! Makes my finances so easy to budget and save

5
I love using Emma- makes it so much easier to take control of my finances- the platform is very intuitive and easy to use. It has revolutionised my way of budgeting and saving. Reviewed on: 4th April 2023

Brilliant

5
Easy to use and super helpful to track and manage savings Reviewed on: 4th April 2023

Different than any other

5
Emma is actually different from many others Reviewed on: 4th April 2023

Great app

5
Emma has helped me to keep track of my spending . It allows you to create budgets for different areas of your life (groceries, utilities, entertainment, etc) and alerts you when you’re spending too much. I also appreciate the investment side of the app where you can easily invest in stocks and keep track of them. Reviewed on: 4th April 2023

Incredible money saving app!!

5
I love Emma! It’s a brilliant savings app and gives you the chance to save money without knowing can’t recommend enough! Reviewed on: 4th April 2023

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