Paid advertisement
Smart Money People Logo
Newsletter

Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Crystal clear visibility over your accounts

5
It's honestly taken such a weight off my mind now that I know where all my money's going! I can really begin saving my emergency fund and follow my cash flow well! Reviewed on: 4th April 2023

Emma is Incredible

5
Emma has been amazing at helping me save, I’d be so lost without this incredible application. It’s changed my life, it really has. Reviewed on: 4th April 2023

10/10

5
inspirational honestly , i hope emma wins! Reviewed on: 4th April 2023

Best saving app out there imo!

5
Best app out there to bring all your different bank accounts and credit cards in one place. Very interactive and easy to use interface allows effective budgeting and really allows for opportunities to cut the fat from monthly spendings. Have recommended Emma to all my friends and will continue recommending it! Reviewed on: 4th April 2023

Emma

5
I use Emma mainly to keep track of the expenses, but the app offers so much more. Reviewed on: 4th April 2023

Good service

5
Good service I just want to win £1000 Reviewed on: 4th April 2023

Amazing

5
This is helped me with organising as I have autism Reviewed on: 4th April 2023

Excellet money management!

5
Refreshingly simple and intuitive to use app. Makes staying on top of my finances a breeze! Reviewed on: 4th April 2023

Best Financial advisor

5
Emma helped me alot to manage my expenses and keep track of my expenditure.! Helped me save up alott!! Reviewed on: 4th April 2023

I do like emma as i can try save my monthly income so im really happy about this application

5
Yess this is a great app to use Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Emma?

  • General investment account

    from Emma 0.00 from 0 reviews
    Emma
  • Stocks and shares ISA

    from Emma 0.00 from 0 reviews
    Emma
    View all products