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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Amazing

5
Emma allows me to track my spending instantly and with its categories I know where I need to start cutting costs. Emma’s a great up to date app that I have recommended to many friends. Reviewed on: 4th April 2023

Great app

5
Easy to use and free features are all you need Reviewed on: 4th April 2023

Perfect for the younger generation

5
This app is incredible for the younger generation who not only not earn much but are less likely to save money and this app helps a ton! Really helped me as an apprentice to save my money to go towards better things! Reviewed on: 4th April 2023

Handling and use

5
Emma is a very educational, necessary, essential and useful application, not only helps me in the control of my bank funds, but also helps me save money, and to have a more general notion of how I should finance and save money for future eventualities Reviewed on: 4th April 2023

Excellent

5
Very easy to use with lots of great features. Been excellent for keeping track of budgets and savings Reviewed on: 4th April 2023

So useful

5
So useful to give an overview of all finances Reviewed on: 4th April 2023

Great budgeting and savings app

4
Really good app to help with managing finances, budgeting and saving effectively Reviewed on: 4th April 2023

Excellent app - job done!

5
Does more than what it says on the tin. V easy to use and a great help Reviewed on: 4th April 2023

It's very helpful because it can help you save and their advice is on top

5
All I can say so far so good its helping me a lot Reviewed on: 4th April 2023

Best budgeting app

5
Emma helped me budget and find out where all my money is going and I can now budget accordingly Reviewed on: 4th April 2023

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