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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great for Budgeting

5
I feel like Emma is a great platform to budget your expenses from different bank accounts and credit cards. Reviewed on: 4th April 2023
Tanvi Kejriwal's avatar
Tanvi Kejriwal

Emma has transformed my life!

5
Emma has transformed the way I budget and manage money, something I really struggled with at the beginning of university. I know have money left at the end of the month! Reviewed on: 4th April 2023
Elizabeth Gallagher's avatar
Elizabeth Gallagher

Easy app

5
Emma is very easy app, that keep track of spending habits Reviewed on: 4th April 2023
Camila Cordero Reyes's avatar
Camila Cordero Reyes

Love Emma !!!

5
Emma has helped me manage my finances and keep payments organised so I know what’s going out and when! It also notifies me what my balance is each morning! Reviewed on: 4th April 2023
Rhiannon Patrick's avatar
Rhiannon Patrick

Best Financial Management App

5
Emma is the best personal finance app out there. It's user-friendly, visually appealing, and secure. I love how it tracks spending, monitors budgets, and reviews investment portfolios. The "Budget" feature is fantastic for setting and achieving financial goals. Additionally, it connects all accounts in one place, saving time and offering a full picture of finances. I highly recommend Emma to anyone who wants to take control of their finances. It is an excellent app that makes it easy to stay on top of your spending, budgeting, and investing. They have introduced a smart, new feature to boost your credit score by reporting your rent. If you want to take your financial management to the next level, give Emma a try! Reviewed on: 4th April 2023
Faiqa Nudrat's avatar
Faiqa Nudrat

Really Useful

5
Easy to use and a lovely interface. I like the warnings about budget and the subscription managing Reviewed on: 4th April 2023
Kibriya Mehrban's avatar
Kibriya Mehrban

Keeps me on track

5
Emma's budgeting app is great for keeping me on track with my saving and spending! Reviewed on: 4th April 2023
Niamh B-F's avatar
Niamh B-F

Excellent

5
Amazing and a wonderful experience! Reviewed on: 4th April 2023
Sindi Perona's avatar
Sindi Perona

Really useful app

5
It is a really useful app that has helped me keep on top of my finances and really helped me to budget my money. I like using and I would definitely recommend this to anyone. I have had some issues with debt in the past and have been budgeting since but this app just makes things alot easier. Reviewed on: 4th April 2023
Zanele Sibindi 's avatar
Zanele Sibindi

Voting for Emma

5
Emma has been a great addition to the financial recognition and award Reviewed on: 4th April 2023
Nana Bredu-Darkwa's avatar
Nana Bredu-Darkwa

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