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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.875446180835198657 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great for Budgeting

I feel like Emma is a great platform to budget your expenses from different bank accounts and credit cards. Reviewed on: 4th April 2023

Emma has transformed my life!

Emma has transformed the way I budget and manage money, something I really struggled with at the beginning of university. I know have money left at the end of the month! Reviewed on: 4th April 2023

Easy app

Emma is very easy app, that keep track of spending habits Reviewed on: 4th April 2023

Love Emma !!!

Emma has helped me manage my finances and keep payments organised so I know what’s going out and when! It also notifies me what my balance is each morning! Reviewed on: 4th April 2023

Best Financial Management App

Emma is the best personal finance app out there. It's user-friendly, visually appealing, and secure. I love how it tracks spending, monitors budgets, and reviews investment portfolios. The "Budget" feature is fantastic for setting and achieving financial goals. Additionally, it connects all accounts in one place, saving time and offering a full picture of finances. I highly recommend Emma to anyone who wants to take control of their finances. It is an excellent app that makes it easy to stay on top of your spending, budgeting, and investing. They have introduced a smart, new feature to boost your credit score by reporting your rent. If you want to take your financial management to the next level, give Emma a try! Reviewed on: 4th April 2023

Really Useful

Easy to use and a lovely interface. I like the warnings about budget and the subscription managing Reviewed on: 4th April 2023

Keeps me on track

Emma's budgeting app is great for keeping me on track with my saving and spending! Reviewed on: 4th April 2023

Excellent

Amazing and a wonderful experience! Reviewed on: 4th April 2023

Really useful app

It is a really useful app that has helped me keep on top of my finances and really helped me to budget my money. I like using and I would definitely recommend this to anyone. I have had some issues with debt in the past and have been budgeting since but this app just makes things alot easier. Reviewed on: 4th April 2023

Voting for Emma

Emma has been a great addition to the financial recognition and award Reviewed on: 4th April 2023

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