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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

User friendly

5
So convenient to be able to look over my finances using a single app! Reviewed on: 4th April 2023
Yen Lin Chung's avatar
Yen Lin Chung

Best in saving

5
It help me and my family to start saving. I really recommend the app Reviewed on: 4th April 2023
Shahid Jeylani Saeed's avatar
Shahid Jeylani Saeed

Helped track my budgets - highly recommended

5
As a customer who has been using Emma for several months now, I have to say that I am absolutely delighted with this money management app. It has completely transformed the way I approach my finances, and I feel much more in control of my money as a result. One of the things I love most about Emma is how easy it is to use. The app's clean, intuitive design makes it simple to navigate and understand, even if you're not particularly tech-savvy. I appreciate that I can customize the app to display the information I care about most, like my account balances and spending trends. Another thing I really appreciate about Emma is its automatic categorization of spending. This feature has been a game-changer for me, as it helps me get a clear picture of where my money is going and identify areas where I may be overspending. I no longer have to manually input transactions or sift through receipts to figure out where my money is going, which saves me a lot of time and hassle. Additionally, Emma's subscription tracking feature has been incredibly useful for me. I'm the type of person who tends to sign up for free trials and forget to cancel them, so the fact that Emma alerts me when a subscription is up for renewal or when a bill is due has been a lifesaver. I've saved a lot of money on late fees and unnecessary expenses as a result. But what really sets Emma apart from other money management apps, in my opinion, is its savings tools. Emma Pro's analysis of my spending patterns has helped me identify areas where I can cut back and save money on bills and other expenses. I've also taken advantage of the app's financial product options, like savings accounts and investment opportunities, to help grow my money and reach my financial goals faster. Overall, I can't recommend Emma enough. This app has truly transformed the way I manage my money, and I feel much more confident and in control of my finances as a result. If you're looking for a simple, user-friendly money management app that can help you save money and achieve your financial goals, Emma is definitely worth checking out. Reviewed on: 4th April 2023
Imran Ali's avatar
Imran Ali

Great app for learning to manage money at 17

5
I’m 17 and this app has helped a lot with budgeting my money as obviously I’m a student so being able to stretch out my money over longer periods of time while I study and save when I work is especially beneficial, so thanks to Emma I can survive those winter months. Reviewed on: 4th April 2023
Cammy's avatar
Cammy

Pretty great

5
Useful for keeping track of money Reviewed on: 4th April 2023
Kyle Monk's avatar
Kyle Monk

Super

5
I think that this is a geat savings app Reviewed on: 4th April 2023
Charlotte Griffiths's avatar
Charlotte Griffiths

okay

3
it helps me with money issues. and everyday i can monitor my daily money usage and boost my credit ratings. I can budget money and meet targets. Reviewed on: 4th April 2023
Simon Mhungu's avatar
Simon Mhungu

really good app

5
I love using the app, it lets me see my finances and makes it easier to manage them. Reviewed on: 4th April 2023
scott's avatar
scott

Great to use

5
It was easy to use and a great app to understand Reviewed on: 4th April 2023
max Sheehan's avatar
max Sheehan

Amazing

5
Amazing app I have saved so much money thanks to Emma Reviewed on: 4th April 2023
Janika Frimpong's avatar
Janika Frimpong

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