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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very good for tracking daily spend

5
Helps me recognise my total assets daily so I can adjust my habits. Reviewed on: 4th April 2023

Best app

5
Im thrilled to use emma app daily Reviewed on: 4th April 2023

Helped me realise and keep track

5
Helped me realise how much my outgoings actually were and I’ve saved a few thousand over the past 2 years Reviewed on: 4th April 2023

Very good for saving

5
I used this app to help start myself on budgeting. It’s great for showing you visual representation of how your spending more or less Reviewed on: 4th April 2023

Great app!

5
App really helps me manage my budget, tells me what’s going in and out of my account. Super helpful app! Reviewed on: 4th April 2023

Great app

5
A really useful app for organising my finances Reviewed on: 4th April 2023

Great

5
Simply brilliant! Everything you wanted! Reviewed on: 4th April 2023

The finance app with no competition

5
Emma is a finance app that is a must-have for anyone looking to take control of their finances. This app has been designed with simplicity in mind, making it easy to use and navigate. From budgeting to saving, Emma has everything you need to manage your money effectively. One of the best things about Emma is its budgeting feature. With this feature, you can easily track your spending and set budgets for different categories. The app will notify you when you are close to reaching your budget limit, helping you to stay on track and avoid overspending. Emma also makes it easy to save money. The app has a range of saving tools, including the ability to set savings goals and create a savings plan. You can also connect your bank accounts and credit cards to Emma, allowing you to track your spending and saving in real-time. In addition to its budgeting and saving features, Emma also offers a range of other useful tools. For example, you can use the app to track your subscriptions and get alerts when a payment is due. You can also use Emma to get a free credit score and access other financial products, such as loans and insurance. Overall, Emma is a fantastic finance app that is well worth downloading. Whether you are looking to save money, track your spending, or manage your finances more effectively, Emma has everything you need to achieve your goals. With its user-friendly interface and powerful features, Emma is the perfect app for anyone looking to take control of their finances. Reviewed on: 4th April 2023

Amazing app

5
It really helped me budget my salary and spendings which allowed me to save me money Reviewed on: 4th April 2023

Helpful

5
The best money management app I have used Reviewed on: 4th April 2023

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