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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fantastic app

5
Such a great app to make keeping track of your spending so much easier. It’s really helped me to improve my savings as well Reviewed on: 4th April 2023

realy useful to keep on top of spending

5
, as well as seeing the amount of money I have left over my various accounts for the month Reviewed on: 4th April 2023

Just what I was looking for in a budgeting app!

5
Emma allows me to keep control of my expenditure and export to spreadsheets for analysis Reviewed on: 4th April 2023

Favourite money saving app

5
Beautifully made, really lays out my spending habits which itself is helpful in learning how to budget and save. My most favourite feature is that it helps grow credit score by sharing rent payments data to credit score agencies. Reviewed on: 4th April 2023

All in one app

5
Best fintech app starting from savings to investment to transfers and beyond Reviewed on: 4th April 2023

It's great

5
Has great advice for all your money queries Reviewed on: 4th April 2023

Great service

4
Makes it easy to see what I’ve got coming in and what is going out. Reviewed on: 4th April 2023

Consolidated view on your finances

5
Me and my spouse decided to take control of our family finances and Emma was a great (if not the only one) option in Europe to bring together her and my finances together. Reviewed on: 4th April 2023

I love the app

5
This app help me with my family financial Reviewed on: 4th April 2023

Easy to use

5
Simple interface and easy to set up and use. feels very secure. Reviewed on: 4th April 2023

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