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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.875446180835198657 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Fantastic app

Such a great app to make keeping track of your spending so much easier. It’s really helped me to improve my savings as well Reviewed on: 4th April 2023

realy useful to keep on top of spending

, as well as seeing the amount of money I have left over my various accounts for the month Reviewed on: 4th April 2023

Just what I was looking for in a budgeting app!

Emma allows me to keep control of my expenditure and export to spreadsheets for analysis Reviewed on: 4th April 2023

Favourite money saving app

Beautifully made, really lays out my spending habits which itself is helpful in learning how to budget and save. My most favourite feature is that it helps grow credit score by sharing rent payments data to credit score agencies. Reviewed on: 4th April 2023

All in one app

Best fintech app starting from savings to investment to transfers and beyond Reviewed on: 4th April 2023

It's great

Has great advice for all your money queries Reviewed on: 4th April 2023

Great service

Makes it easy to see what I’ve got coming in and what is going out. Reviewed on: 4th April 2023

Consolidated view on your finances

Me and my spouse decided to take control of our family finances and Emma was a great (if not the only one) option in Europe to bring together her and my finances together. Reviewed on: 4th April 2023

I love the app

This app help me with my family financial Reviewed on: 4th April 2023

Easy to use

Simple interface and easy to set up and use. feels very secure. Reviewed on: 4th April 2023

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