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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.875446180835198657 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app to help control finances

It was really simple to use and a fun app to make it less boring when looking at my finances. Reviewed on: 4th April 2023

Emma is simply exactly what it says it is and extremely helpful

Truly fantastic app which has helped me in more than a few occasions Reviewed on: 4th April 2023

Emma Review

I would recommend Emma because it’s really helped me track what goes out my bank and also what it due to go out my bank on what date and day and how much Reviewed on: 4th April 2023

Very good

I’m a uni student so have a very tight budget, it helps very much Reviewed on: 4th April 2023

One of the best kept secrets

I am pretty sure most people will come across Emma and say, "How did I not know about this app before". It has transformed the way I look after my finances. Emma is a well-designed and user-friendly budgeting app that deserves a 5 out of 5 rating. The app's interface is clean and easy to navigate, with clear instructions on how to set up and use the app. Emma provides a comprehensive overview of your spending habits and helps you identify areas where you can save money. The app's notification system is also impressive, providing real-time updates on your account balances, bill due dates, and other financial matters. Amazing App you just have to gry to be converted within the first few days. I have already told all my friends about the Emma app and have ha same eedback as "Wow, thanks for letting me know about Emma". Overall, Emma is an excellent budgeting app that offers a comprehensive set of features to help you manage your finances effectively. #verifiedprouser :) Reviewed on: 4th April 2023

It's simply a MUST-HAVE!

've been using Emma for several months now and I have to say, it's the best finance app I've ever used! The user interface is so clean and intuitive, and it's incredibly easy to connect all of my bank accounts and credit cards. I love being able to see all of my financial information in one place. One of my favorite features is the budgeting tool. Emma makes it so easy to set up budgets for different categories and track my spending. I also appreciate the notifications that let me know when I'm approaching my budget limits. Another great feature is the ability to analyze my spending habits. Emma breaks down my expenses by category and shows me where I'm spending the most money. This has really helped me identify areas where I can cut back and save more money. Overall, I highly recommend Emma to anyone looking for a powerful and user-friendly finance app. It has truly helped me take control of my finances and make smarter financial decisions. Reviewed on: 4th April 2023

Good budget app

Helps you understand your spending Reviewed on: 4th April 2023

Brilliant

The Emma app has helped me to budget my finances and always informs me when my recurring bills are due to ensure I do t fall behind. The saving tool is also a great feature. Reviewed on: 4th April 2023

Great app , very helpful when tracking spending and saving

Very useful and helpful as you are given steps and tips along the way to support you Reviewed on: 4th April 2023

Amazing customer experience

It really helps saving easier It has really helped a lot of people like myself Reviewed on: 4th April 2023

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