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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Couldn't live without it!

5
Hands down my most favourite app. As I have multiple jobs, I couldn't live without it! Reviewed on: 4th April 2023

Emma a wonderful app that helped me take control of my finances

5
Before, I didn't know how to have self-control over my spending, how to save, invest. But through Emma I was able to gain my financial freedom! This is very rewarding Reviewed on: 4th April 2023

Money awareness

5
Emma is helping me to be more money aware following some recent financial difficulties. Emma helps me to be aware of what is in my bank account and to curb my spending. It helps me to be able to track my money in vs money out and I am seeing major improvements. Reviewed on: 4th April 2023

Great App!!

5
Really like this app, it tracks all the transactions and sort into categories before Emma I wouldn’t know where I spent. Reviewed on: 4th April 2023

Very helpful and easy to use!

5
I’ve never downloaded an app like this before I was very glad when I did. Emma displays all the information clearly, and I’m sure I’m not the only one who found it surprising. I would highly recommend this to everyone! Very helpful! Reviewed on: 4th April 2023

Very good for getting full financial picture

5
Emma has been great in getting a more birds eye overview of my finances and where I need to focus attention and make improvements. Great for getting a handle on spending so I can pay off debts and begin to save Reviewed on: 4th April 2023

Really useful for keeping my accounts in order, especially whilst balancing student costs and driving.

5
It's helped me keep out of trouble a lot of times whilst I've had it being on a constant tight budget, would definitely recommend. Reviewed on: 4th April 2023

Easy to use, nice UI

5
The layout of the app is very neat and categories are great. Weekly reports are also very useful, would be better if it can include more banks. Reviewed on: 4th April 2023

Really helpful app

5
Easy to use and really useful. Great user interface and lovely customer service team. Reviewed on: 4th April 2023

Beautiful customer service

5
Very good customer service at this location every time I have been there, however, expect to spend 15 minutes in line most of the time. It’s a very busy location during most hours of the day; even before opening there is typically a line waiting outside. Reviewed on: 4th April 2023

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