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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.875446180835198657 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Couldn't live without it!

Hands down my most favourite app. As I have multiple jobs, I couldn't live without it! Reviewed on: 4th April 2023

Emma a wonderful app that helped me take control of my finances

Before, I didn't know how to have self-control over my spending, how to save, invest. But through Emma I was able to gain my financial freedom! This is very rewarding Reviewed on: 4th April 2023

Money awareness

Emma is helping me to be more money aware following some recent financial difficulties. Emma helps me to be aware of what is in my bank account and to curb my spending. It helps me to be able to track my money in vs money out and I am seeing major improvements. Reviewed on: 4th April 2023

Great App!!

Really like this app, it tracks all the transactions and sort into categories before Emma I wouldn’t know where I spent. Reviewed on: 4th April 2023

Very helpful and easy to use!

I’ve never downloaded an app like this before I was very glad when I did. Emma displays all the information clearly, and I’m sure I’m not the only one who found it surprising. I would highly recommend this to everyone! Very helpful! Reviewed on: 4th April 2023

Very good for getting full financial picture

Emma has been great in getting a more birds eye overview of my finances and where I need to focus attention and make improvements. Great for getting a handle on spending so I can pay off debts and begin to save Reviewed on: 4th April 2023

Really useful for keeping my accounts in order, especially whilst balancing student costs and driving.

It's helped me keep out of trouble a lot of times whilst I've had it being on a constant tight budget, would definitely recommend. Reviewed on: 4th April 2023

Easy to use, nice UI

The layout of the app is very neat and categories are great. Weekly reports are also very useful, would be better if it can include more banks. Reviewed on: 4th April 2023

Really helpful app

Easy to use and really useful. Great user interface and lovely customer service team. Reviewed on: 4th April 2023

Beautiful customer service

Very good customer service at this location every time I have been there, however, expect to spend 15 minutes in line most of the time. It’s a very busy location during most hours of the day; even before opening there is typically a line waiting outside. Reviewed on: 4th April 2023

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