Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.875446180835198657 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Emma

Emma Is Very Good I Am Very Satisfied Amazing Customer Experience Reviewed on: 4th April 2023

Everything you need and way more!

Emma does everything you would expect of a money control app and then blows you away with the additional functionality which comes as part of the parcel. Reviewed on: 4th April 2023

GAME CHANGER

Emma has helped me see a breakdown of my costs, I’m a visual person so seeing where all my money is going has helped me save better, organise my finances more efficiently and save me time with everything overall! Definitely recommend to everyone! Reviewed on: 4th April 2023

Great service!

Amazing! Very happy to come across Emma! Reviewed on: 4th April 2023

Helpful and insightful app

This app easily breaks down relevant stats making it easy to navigate and visualise key information to help with budgeting and saving. Reviewed on: 4th April 2023

Love it!

Love using the app. Really helped me get myself on track Reviewed on: 4th April 2023

Taking the uncertainty out of personal finance

Emma makes personal finance simple and understandable. It's easy to use, makes great suggestions and helps me stay on track. Reviewed on: 4th April 2023

Great app

Great application and easy to use Reviewed on: 4th April 2023

Brilliant App, would recommend to anyone and everyone

Great app, lovely design and easy features. Multiple ways to look into your money and how your money is spent. Highly recommend to anyone of any age. Reasonable price subscriptions too if wanting to go further than just the free version (which is amazing anyway) very happy customer and app user Reviewed on: 4th April 2023

Very good

Very handy and efficient, so easy to use Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Finance App
from Novus 3.55 from 5 reviews
Payments
from Banked 0.00 from 0 reviews
Mobile Wallet
from bibimoney 3.85 from 2 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub