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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Easy and informative

5
Easy and informative with information updates everyday Reviewed on: 4th April 2023
Brigitte 's avatar
Brigitte

Interesting App!

4
I don’t have the premium version of Emma, and only downloaded it for an insight into my spending habits which I’ve found very interesting and useful. The free version of the app gives enough of an insight for me to use it as a way to budget myself. Reviewed on: 4th April 2023
Fiona McNair's avatar
Fiona McNair

Best budgeting app

4
Very nice UX with a lot of 3rd party integrations Reviewed on: 4th April 2023
Nikos Xenakis's avatar
Nikos Xenakis

Great app!

5
Definitely beats using excel and other apps! Reviewed on: 4th April 2023
Ram's avatar
Ram

Really enjoy - it makes me save so much!

5
I love Emma - I really like how it makes me save and monitor where I spend! Reviewed on: 4th April 2023
Daniele Forni's avatar
Daniele Forni

So simple a monkey could save money.

5
Really well engineered. Easy to use. All in one place. Reviewed on: 4th April 2023
Tom Parry's avatar
Tom Parry

Great!

5
As a student, it has really helped me keep on track of my spending. Reviewed on: 4th April 2023
lawrence's avatar
lawrence

Great app no hassle

5
It’s great, has everything you need on a free savings app Reviewed on: 4th April 2023
Ben Scott's avatar
Ben Scott

Love the app!

5
The app has changed my life! Ive been able to save better than ever before Reviewed on: 4th April 2023
Ayan's avatar
Ayan

Relies Emma for your Finance

5
Emma is reliable and trusting with your or any ones finances. To give secular updates on the everyday needs. Emma is the right one for finance. Reviewed on: 4th April 2023
Alice A Usachev's avatar
Alice A Usachev

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