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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Simply, easy to use

5
Very user friendly. Collates all the data in easy to understand and gives good reminders. Reviewed on: 4th April 2023

Great App

5
It works and is continually evolving to include helpful new features. It's also attractive to look at and simple to use Reviewed on: 4th April 2023

Time saving and efficient

4
I love how it makes saving easy Reviewed on: 4th April 2023

Is amazing app easy to use l love it

5
100% download is amazing app becouse you can see everything about your account and management Reviewed on: 4th April 2023

really good

5
very simple to use! works really well Reviewed on: 4th April 2023

Really good and helpful

5
Really good and helpful app, a big potential Reviewed on: 4th April 2023

Fantastic app

5
This app has helped me get control over my finances and stay out of debt. So much easier than a spreadsheet or the classic pen and paper. I would recommend to anyone struggling to figure out where all their money is going!! Reviewed on: 4th April 2023

Life saving, Brilliant and fantastic

5
Emma has made my life so much easier, it is the next best thing! Reviewed on: 4th April 2023

Good

5
Great and I liked it. I would like to recommend to others Reviewed on: 4th April 2023

Exceptional Service: Emma Earns My Enthusiastic Recommendation!

5
In a world where outstanding customer service is increasingly rare, my experience with Emma has been nothing short of phenomenal. From the moment I signed up, I could tell that this banking platform was truly focused on providing a seamless and enjoyable experience for its customers. The user-friendly interface and intuitive design of the app made it simple to navigate and manage my finances. I was particularly impressed by the insightful budgeting tools and personalized financial tips that Emma offered, which have helped me save money and make smarter financial decisions. Furthermore, the customer support team at Emma deserves special recognition. They have consistently gone above and beyond to address my concerns and inquiries in a timely and efficient manner. The friendly and knowledgeable staff have made me feel valued and well-taken care of, which is a testament to Emma's dedication to customer satisfaction. In light of these positive experiences, I wholeheartedly recommend Emma to friends and family. For anyone seeking a modern, innovative, and customer-centric banking platform, look no further than Emma. Reviewed on: 4th April 2023

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