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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Easy, smart, and efficient

I use this regularly and it is impressive! Everything is so easy to read and understand there are different sections and each of them explain how they work. In the morning every day I receive notifications how much I have in my everyday finance Imd say it’s pretty smart and efficient as it updates every day so the accuracy is 100%. Would definitely recommend to a friend and colleague to use this. Reviewed on: 4th April 2023

Love this app

I love using Emma, the UX is really straightforward but informative and helps me keep track of my spending, I like the way I can categorise and change payments to standing orders etc. as well as setting a budget Reviewed on: 4th April 2023

Great app

Helps me budget like no other Reviewed on: 4th April 2023

Best Finance app

Been using Emma for a couple months now and it so easy and simple to use. it makes keeping track of my finances so easy and help me keep in control of my money. Reviewed on: 4th April 2023

Very Easy To Use

Very easy to link bank accounts and see spending habits. Would work for a range of users for those just trying to analyse spending habits and those that would like to have tighter control over their investments and savings. Reviewed on: 4th April 2023

Everything in one place

Emma has helped me understand how I have been spending my money and plan my budget for the future. Reviewed on: 4th April 2023

So easy & efficient

Easy to use and is so easy to manage. Super helpful. Reviewed on: 4th April 2023

Love Emma!

Such a brilliant app, don’t know where I’d be without it! Reviewed on: 4th April 2023

Such a great tool for managing a tight monthly budget across multiple accounts

I am a uni student so (obviously!) live on a pretty tight budget month-to-month. I have a few different accounts, which makes managing spending pretty hard before I began using Emma. Now, I am able to clearly see the amount of money I have in a single place. The budgeting feature is a great help, even if I don't always see the numbers I want to (my bad for spending too much all the time). Have already recommended the app to a few friends, think its a great tool for everyone really. Reviewed on: 4th April 2023

User friendly

Emma is the most user friendly app I found to monitor my budget . Reviewed on: 4th April 2023

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