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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Easy, smart, and efficient

5
I use this regularly and it is impressive! Everything is so easy to read and understand there are different sections and each of them explain how they work. In the morning every day I receive notifications how much I have in my everyday finance Imd say it’s pretty smart and efficient as it updates every day so the accuracy is 100%. Would definitely recommend to a friend and colleague to use this. Reviewed on: 4th April 2023
Mohammed Rahman's avatar
Mohammed Rahman

Love this app

5
I love using Emma, the UX is really straightforward but informative and helps me keep track of my spending, I like the way I can categorise and change payments to standing orders etc. as well as setting a budget Reviewed on: 4th April 2023
Emma's avatar
Emma

Great app

5
Helps me budget like no other Reviewed on: 4th April 2023
Iqra Haq's avatar
Iqra Haq

Best Finance app

5
Been using Emma for a couple months now and it so easy and simple to use. it makes keeping track of my finances so easy and help me keep in control of my money. Reviewed on: 4th April 2023
michelle's avatar
michelle

Very Easy To Use

5
Very easy to link bank accounts and see spending habits. Would work for a range of users for those just trying to analyse spending habits and those that would like to have tighter control over their investments and savings. Reviewed on: 4th April 2023
Ben Walsh's avatar
Ben Walsh

Everything in one place

5
Emma has helped me understand how I have been spending my money and plan my budget for the future. Reviewed on: 4th April 2023
Miruna Serian's avatar
Miruna Serian

So easy & efficient

5
Easy to use and is so easy to manage. Super helpful. Reviewed on: 4th April 2023
K's avatar
K

Love Emma!

5
Such a brilliant app, don’t know where I’d be without it! Reviewed on: 4th April 2023
Emma Lawrence's avatar
Emma Lawrence

Such a great tool for managing a tight monthly budget across multiple accounts

4
I am a uni student so (obviously!) live on a pretty tight budget month-to-month. I have a few different accounts, which makes managing spending pretty hard before I began using Emma. Now, I am able to clearly see the amount of money I have in a single place. The budgeting feature is a great help, even if I don't always see the numbers I want to (my bad for spending too much all the time). Have already recommended the app to a few friends, think its a great tool for everyone really. Reviewed on: 4th April 2023
Maurice Baldwin's avatar
Maurice Baldwin

User friendly

5
Emma is the most user friendly app I found to monitor my budget . Reviewed on: 4th April 2023
Henry Tran's avatar
Henry Tran

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