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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Love Emma!

5
Such a brilliant app, don’t know where I’d be without it! Reviewed on: 4th April 2023

Such a great tool for managing a tight monthly budget across multiple accounts

4
I am a uni student so (obviously!) live on a pretty tight budget month-to-month. I have a few different accounts, which makes managing spending pretty hard before I began using Emma. Now, I am able to clearly see the amount of money I have in a single place. The budgeting feature is a great help, even if I don't always see the numbers I want to (my bad for spending too much all the time). Have already recommended the app to a few friends, think its a great tool for everyone really. Reviewed on: 4th April 2023

User friendly

5
Emma is the most user friendly app I found to monitor my budget . Reviewed on: 4th April 2023

Brilliant

5
Such a good service - super helpful and a lot better than a few competing apps I have tried. Reviewed on: 4th April 2023

So super easy!

5
Emma makes banking so quick and easy to look at in a glance. It maps out your spending habits in an easy to ready format and really helps to be able to handle money better. Reviewed on: 4th April 2023

Your perfect tracker

5
I love Emma. You can synchronize multiple bank accounts that you own and you can make better buying decisions based on how much you are spending. You can set up different budget categories and Emma knows where your money is going so it registers automatically which bydget category is going to impact. Loving it. Also Emma everyday sends me in the morning a daily update on how much I have got in my Bank accounts, and it notifies me if I am overexceeding my budget. Absolutely a great app including the export of selected data or everything to see clearly how much you spent in that period Reviewed on: 4th April 2023

The app that did the trick

5
Before I switched to Emma, I'd been using other budgeting apps but only this one turned out to fit my needs. Reviewed on: 4th April 2023

Emma the best aggregator

5
Emma is a really good app that lets your aggregate all you current, savings and Investment accounts into one nice view. Since I've gotten it it's helped me stay on top of my savings whilst paying attention to my investment portfolio at the same time!! I cannot sing the praises of this app enough. It's truly changed the way I manage my fiances for the better and to add the cherry on top they also offer discounts from different brands! Great app and great service! Keep going Reviewed on: 4th April 2023

Really good and helpful

5
Emma’s helped me with my financial life and my spending. Reviewed on: 4th April 2023

User friendly

5
Understands the customer and adds new features to keep up with their needs Reviewed on: 4th April 2023

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