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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Brilliant

Such a good service - super helpful and a lot better than a few competing apps I have tried. Reviewed on: 4th April 2023

So super easy!

Emma makes banking so quick and easy to look at in a glance. It maps out your spending habits in an easy to ready format and really helps to be able to handle money better. Reviewed on: 4th April 2023

Your perfect tracker

I love Emma. You can synchronize multiple bank accounts that you own and you can make better buying decisions based on how much you are spending. You can set up different budget categories and Emma knows where your money is going so it registers automatically which bydget category is going to impact. Loving it. Also Emma everyday sends me in the morning a daily update on how much I have got in my Bank accounts, and it notifies me if I am overexceeding my budget. Absolutely a great app including the export of selected data or everything to see clearly how much you spent in that period Reviewed on: 4th April 2023

The app that did the trick

Before I switched to Emma, I'd been using other budgeting apps but only this one turned out to fit my needs. Reviewed on: 4th April 2023

Emma the best aggregator

Emma is a really good app that lets your aggregate all you current, savings and Investment accounts into one nice view. Since I've gotten it it's helped me stay on top of my savings whilst paying attention to my investment portfolio at the same time!! I cannot sing the praises of this app enough. It's truly changed the way I manage my fiances for the better and to add the cherry on top they also offer discounts from different brands! Great app and great service! Keep going Reviewed on: 4th April 2023

Really good and helpful

Emma’s helped me with my financial life and my spending. Reviewed on: 4th April 2023

User friendly

Understands the customer and adds new features to keep up with their needs Reviewed on: 4th April 2023

Great

Great very good Reviewed on: 4th April 2023

Amazing App

I am so satisfied with this app—- it took me so long to find the perfect app that allows me to track my finances in one place—- Emma is that app! I can see transactions across all of my accounts in one place which is so convenient for my lifestyle! Thanks Emma Reviewed on: 4th April 2023

Great app !

It’s a great way to keep track of my finances. I especially like how the budgeting period can be personalised to your pay day Reviewed on: 4th April 2023

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