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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Easy to use

Easy and organised with a good level of information provided Reviewed on: 4th April 2023

Great for managing and tracking your expenses

This app is great for those who want to manage their finances and budgeting purposes. Reviewed on: 4th April 2023

Excellent

Wonderful experience would recommend Reviewed on: 4th April 2023

Great service

Helpful in many ways. Try it. It helped me to save on unnecessary expenses. Reviewed on: 4th April 2023

Amazing app

Very good, have recommended it to friends and family who love it too. Makes budgeting easy. Especially like how it helps visualise your spending Reviewed on: 4th April 2023

Saved me

This app has genuinely been a saviour. It’s helped me plan my finances, giving me notifications at the right time, allowing me to categorise money my self, and keeping me engaged with the quizzes. It’s made money managing for me so much better and easier. Thank you. Reviewed on: 4th April 2023

Review

She’s so sweet and powerful, passionate and cares about what she does. Always willing to help others and takes the time out to be there for you. I believe Emma should truly win Reviewed on: 4th April 2023

Easy to track money in and out

Has helped me control finances and stop bad spending habits Reviewed on: 4th April 2023

User-friendly / keeps budget on track!!

I've been using Emma for more than a year because a friend recommended it. Good thing I like about Emma is it gives you daily notifications about how much money is in your account and it really helps in with bydgeting because you know how much you have to spend on a daily basis - it keeps you on track Reviewed on: 4th April 2023

Amazing

Emma has helped me budget my money so much better than ever before. I’ve saved so much for my holidays! Reviewed on: 4th April 2023

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