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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent app

Before downloading Emma, my finances were a mess, now I can keep track of my bills and budget all in one place! Such a huge help Reviewed on: 4th April 2023

I like to use it use it!

I signed up to the Emma app a few years back and have never been disappointed. It’s easy to set up, easy to use and is a really effective money management tool. I spend, I save, I grow. Reviewed on: 4th April 2023

The savings saviour

Great app. Helps users get into the savings habit. Easy to use- an excellent way to watch your savings grow. Reviewed on: 4th April 2023

Love this app!

Such an amazing tool that helps me so much! Reviewed on: 4th April 2023

Brilliant finance app

Really great at keeping track of spending. Reviewed on: 4th April 2023

Amazing!!!

It’s absolutely Poggers I’ve never had an app that was as poggers Reviewed on: 4th April 2023

I love Emma

It’s super helpful and helped me budget my time at university! Reviewed on: 4th April 2023

Brilliant App!

Since downloading Emma, the apps been nothing short of exceptional! From understanding how much my outgoings to being able to save money regularly Reviewed on: 4th April 2023

Life saver

My goal was to start budgeting and save money, so I started using Emma in January. This way, I could start my new year off by keeping track of what and where I spending most my money. It’s now April and I have saved more money than I have before within these 4 months. Emma has kept me updated every time I spend or make a withdraw. Seeing how much money I’m spending in places has made me prioritise where I should be spending my money more. It would definitely recommend this app as it has helped me manage my money in a way I haven’t before. Reviewed on: 4th April 2023

Emma is Fab!!

Emma is rated as 'Great' on Trustpilot with a rating of 3.9 out of 5.0 stars from over 100 reviews. 66% of customers rate it as 'Excellent' citing it has helped to improve their personal finance knowledge and regain control of all my finances. Emma goes further than giving you a simplified bank statement. It helps you avoid overdraft charges, finds wasteful subscriptions and gives you keen insights into my spending. According to Emma, it uses the same encryption technology as all major banks to protect your personal information. I’m astonished all these services are provided to me in one app. Sukhjit kaur Reviewed on: 4th April 2023

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