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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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87%
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Brilliant App!

5
Since downloading Emma, the apps been nothing short of exceptional! From understanding how much my outgoings to being able to save money regularly Reviewed on: 4th April 2023
Muneeb Siddiqui's avatar
Muneeb Siddiqui

Life saver

4
My goal was to start budgeting and save money, so I started using Emma in January. This way, I could start my new year off by keeping track of what and where I spending most my money. It’s now April and I have saved more money than I have before within these 4 months. Emma has kept me updated every time I spend or make a withdraw. Seeing how much money I’m spending in places has made me prioritise where I should be spending my money more. It would definitely recommend this app as it has helped me manage my money in a way I haven’t before. Reviewed on: 4th April 2023
Kumani Slater's avatar
Kumani Slater

Emma is Fab!!

5
Emma is rated as 'Great' on Trustpilot with a rating of 3.9 out of 5.0 stars from over 100 reviews. 66% of customers rate it as 'Excellent' citing it has helped to improve their personal finance knowledge and regain control of all my finances. Emma goes further than giving you a simplified bank statement. It helps you avoid overdraft charges, finds wasteful subscriptions and gives you keen insights into my spending. According to Emma, it uses the same encryption technology as all major banks to protect your personal information. I’m astonished all these services are provided to me in one app. Sukhjit kaur Reviewed on: 4th April 2023
Nikki MRM's avatar
Nikki MRM

Amazing

5
Helped my wife and I get on top of our finances when our baby came and the drop in wages due to maternity leave. We even managed to save some. Thank you Emma. Reviewed on: 4th April 2023
Jpure's avatar
Jpure

One of the best money-management apps ever!

5
So simple to use, has helped me to save so much money and use it all the time! Reviewed on: 4th April 2023
JOSHHXX - Music and Media's avatar
JOSHHXX - Music and Media

Good but a little slow

4
In terms of budgeting and an overview of finances, Emma is really great. A lot of the features can be found in Monzo, but if you have more than one account, or want a different way to visualise your monetary situation, then Emma is brilliant. Reviewed on: 4th April 2023
Tom Morter-Laing's avatar
Tom Morter-Laing

Easy to use

5
Very functional way to manage finances, easy to set up Reviewed on: 4th April 2023
Sarah Taylor's avatar
Sarah Taylor

I liked it

4
I have installed it for controlling my budget and have a grip on my spendings , haven’t used much but gonna use it more Reviewed on: 4th April 2023
Roshwin's avatar
Roshwin

amazing

5
best finance tool ; i can manage money so much better Reviewed on: 4th April 2023
Charmi Sheth's avatar
Charmi Sheth

Great app

5
Easy to use and very clear. Will recommend to others Reviewed on: 4th April 2023
Shrada Chitlangia's avatar
Shrada Chitlangia

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