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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing

5
Helped my wife and I get on top of our finances when our baby came and the drop in wages due to maternity leave. We even managed to save some. Thank you Emma. Reviewed on: 4th April 2023

One of the best money-management apps ever!

5
So simple to use, has helped me to save so much money and use it all the time! Reviewed on: 4th April 2023

Good but a little slow

4
In terms of budgeting and an overview of finances, Emma is really great. A lot of the features can be found in Monzo, but if you have more than one account, or want a different way to visualise your monetary situation, then Emma is brilliant. Reviewed on: 4th April 2023

Easy to use

5
Very functional way to manage finances, easy to set up Reviewed on: 4th April 2023

I liked it

4
I have installed it for controlling my budget and have a grip on my spendings , haven’t used much but gonna use it more Reviewed on: 4th April 2023

amazing

5
best finance tool ; i can manage money so much better Reviewed on: 4th April 2023

Great app

5
Easy to use and very clear. Will recommend to others Reviewed on: 4th April 2023

Great App!

5
Easy to use, and extremely helpful for monitoring my spending. The budget insights let me keep an eye on outgoings with ease! Reviewed on: 4th April 2023

BM REVIEW

4
Good app, I like it, it helps me keep track of my finances Reviewed on: 4th April 2023

Love it

5
So easy to use and so helpful. Thank you Emma team! Reviewed on: 4th April 2023

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