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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Best of the best

5
Best there could be!! Would definitely recommend to friends & family Reviewed on: 4th April 2023

Helpful for dealing with money!

5
Love the budgeting options they have on the Emma app. Really helps me as a student Reviewed on: 4th April 2023

Incredible

5
It’s been a remarkable experience Reviewed on: 4th April 2023

Very useful helps me track all my expenses

5
I’ve been struggling to find where my fund would vanish as soon as my salary is credited. Emma helps to track and trace all my expenses and also helps to remind of payments to stay on track. Reviewed on: 4th April 2023

Amazing

5
Helps me save money and has plenty of features Reviewed on: 4th April 2023

very good

5
has helped me save a lot of money since downloading this app Reviewed on: 4th April 2023

brill

5
great app. always works a treat when i need to use it Reviewed on: 4th April 2023

Amazing banking

5
By far the best banking app, I have used. There are so many features! I love it Reviewed on: 4th April 2023

Good

5
Nice and good to recommend to my other friends Reviewed on: 4th April 2023

Best finance app

5
One of those apps I’d miss if it went away Reviewed on: 4th April 2023

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