Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Best in business

Emma is a life saver, best in business! Reviewed on: 4th April 2023

Smart way to see it all in one place

Been using the free version for a few months and it has allowed a 360 view of my finances Reviewed on: 4th April 2023

Amazing Emma

Really helps with budgeting and finances and saving would 100% recommend Reviewed on: 4th April 2023

Emma Review

I’ve used emma for months and it’s such a beneficial app to have. Reviewed on: 4th April 2023

Excellent

Emma has enabled me to manage my finances much easier by bringing them into one, simple to administer, place. It’s also enabled me to start investing in shares and create savings pots to save for emergencies and large purchases. Reviewed on: 4th April 2023

Compiled personal finance information at the tip of your fingertips

Easy to use and has all the information you need on your personal finance plus additional tips. Reviewed on: 4th April 2023

Fantastic Emma

Emma has really helped me stay on top of my finances and allowed me to monitor my daily spending. Reviewed on: 4th April 2023

Very good

Informative and keeps you up to date, making you more aware of all your finances Reviewed on: 4th April 2023

Emma is the best final candidate for a finance application

Emma is the best final candidate for a finance application Reviewed on: 4th April 2023

Emma is the way for money

It has helped me a lot with savings and managing my money!! i love emma Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App (discontinued)
from Money Dashboard (inactive company) 4.92 from 1163 reviews
App
from Smart Bill 4.19 from 9 reviews
Checking Account
from Chime 4.11 from 2 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub