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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Very good app

Very good & easy app so i also like this app Reviewed on: 4th April 2023

Emma is the best savings app I have ever used

I personally wouldn’t usually recommend apps like this to keep tabs on your savings. However, Emma has really helped me to limit my spending and expand my savings. Especially since I am a very impulsive spender. Reviewed on: 4th April 2023

Brilliant for a variety of uses

Able to budget efficiently, and be able to understand your own personal finances- such a good download Reviewed on: 4th April 2023

Helpful and easy

The best budgeting app I’ve found after downloading many and my bank account has thanked me for it! As a student budgeting is so important and Emma made it easy to track and make my budgets. Reviewed on: 4th April 2023

Best finance app

This is the best finance app in my opinion and it has all the features you need to manage your finances Reviewed on: 4th April 2023

Easy Emma

Very simple easy to use app Reviewed on: 4th April 2023

Love love love Emma

My savings and daily spending is definitely more controlled since I started using Emma. I’m looking to buy my first property this year, something I thought was impossible, but with the tools offered by Emma I truly feel this is a possible option for me now Reviewed on: 4th April 2023

Amazing app really helps familys

I love and use this app everyday. No complaints it’s an amazing app Reviewed on: 4th April 2023

everything in one place

emma is very useful to keep track of your balance and budgeting and there are many other features that i have not yet explored. it’s everything in one place and i love that. Reviewed on: 4th April 2023

Best personal insight app

Best personal insight app. Only wish subscriptions were a bit cheaper. Reviewed on: 4th April 2023

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