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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very good app

5
Very good & easy app so i also like this app Reviewed on: 4th April 2023
GAGANDEEP SINGH's avatar
GAGANDEEP SINGH

Emma is the best savings app I have ever used

5
I personally wouldn’t usually recommend apps like this to keep tabs on your savings. However, Emma has really helped me to limit my spending and expand my savings. Especially since I am a very impulsive spender. Reviewed on: 4th April 2023
Nayhanna Elenia's avatar
Nayhanna Elenia

Brilliant for a variety of uses

5
Able to budget efficiently, and be able to understand your own personal finances- such a good download Reviewed on: 4th April 2023
Alex Bainbridge's avatar
Alex Bainbridge

Helpful and easy

5
The best budgeting app I’ve found after downloading many and my bank account has thanked me for it! As a student budgeting is so important and Emma made it easy to track and make my budgets. Reviewed on: 4th April 2023
Lucy Katharine's avatar
Lucy Katharine

Best finance app

5
This is the best finance app in my opinion and it has all the features you need to manage your finances Reviewed on: 4th April 2023
Muhammad Sial's avatar
Muhammad Sial

Easy Emma

5
Very simple easy to use app Reviewed on: 4th April 2023
Jethro Goodill's avatar
Jethro Goodill

Love love love Emma

5
My savings and daily spending is definitely more controlled since I started using Emma. I’m looking to buy my first property this year, something I thought was impossible, but with the tools offered by Emma I truly feel this is a possible option for me now Reviewed on: 4th April 2023
Kim Palmer's avatar
Kim Palmer

Amazing app really helps familys

5
I love and use this app everyday. No complaints it’s an amazing app Reviewed on: 4th April 2023
Huseena Najib 's avatar
Huseena Najib

everything in one place

5
emma is very useful to keep track of your balance and budgeting and there are many other features that i have not yet explored. it’s everything in one place and i love that. Reviewed on: 4th April 2023
nana's avatar
nana

Best personal insight app

5
Best personal insight app. Only wish subscriptions were a bit cheaper. Reviewed on: 4th April 2023
Vipin Singh's avatar
Vipin Singh

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