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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

So easy to use

5
This helps me consolidate account and see what I am spending and what I can save! Reviewed on: 4th April 2023

Amazing App

5
I have found the app to be very useful for me. It helps with my money spending and my budgeting. I’m grateful for it. Reviewed on: 4th April 2023

Simple, convenient app

4
Simple to use and easy to see everything at a glance so very helpful with budgeting and money management. Reviewed on: 4th April 2023

Hassle-Free Saving

5
Makes saving so easy! I don’t know have to worry or stress. It gives me an easy breakdown of my spending too so I know when I need to cut back on the Starbucks. 10/10! Reviewed on: 4th April 2023

Best place to summarise your finances

5
I found Emma a great app to get all my finances consolidated into 1, using many accounts. Very recommended Reviewed on: 4th April 2023

Super app for money management

5
I love that I can look at everything in one app and follow my spending. Setting up was easy and after modifying a few things it's up an running! Highly recommended. Reviewed on: 4th April 2023

Emma is great

4
Great app easy to navigate and understand would recommend to anyone Reviewed on: 4th April 2023

best app ever

5
Supper helpful app, with a lot of information and possibility to customise under your personal needs. Absolutely recommend! Reviewed on: 4th April 2023

Great App

5
The app helps me see an overview of my spending so I can budget effectively. I like the notifications as these help me identify if I've over spent or whether I'm on track. Reviewed on: 4th April 2023

Amazing

3
Will keep using best I app I have used Reviewed on: 4th April 2023

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