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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great money saving app

Love this app for suggesting different ways to save money and spotting unneccessary expenses Reviewed on: 4th April 2023

Wonderful app

Great and easy way to save money and manage your savings. would highly recommend Reviewed on: 4th April 2023

Great digital savings service/tracker

Emma has kept me aware of my spending habits and helped me track and monitor them so I could slightly change some habits to increase my savings. I used to do it in excel or manually using calculations, but this digital tool is great for time management and efficiency Reviewed on: 4th April 2023

Emma is amazing!

as a student, good an reliable financial help is always needed, and emma delivers Reviewed on: 4th April 2023

Great app !

This app helps us really focus on budget and saving Reviewed on: 4th April 2023

Good app

Really good app for beginner savers - recommend Reviewed on: 4th April 2023

Great bank

I love the experience of this bank! Reviewed on: 4th April 2023

Great app

Super helpful, user friendly. Would definitely recommend. Reviewed on: 4th April 2023

Awesome

Amazing app and would highly recommend for their awesomeness!! Reviewed on: 4th April 2023

New to Emma but love the app

Really comprehensive and well laid out finance app. Reviewed on: 4th April 2023

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