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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great home hub for Account overview

Emma has been great for me in tracking my spends, budgets and savings. I am able to keep easy track of spending and it even alerted me to when my card was frauded as i spotted transactions i didn't know going out. Its been an amazing tool to motivate and keep me on track of my savings. I'm finally now able to buy my first home. Thank you for creating such a brilliant platform. Reviewed on: 24th March 2023

A decent savings app

The savings app is goof providing flexible saving options Reviewed on: 24th March 2023

Great app for budgeting

I’ve been using Emma for the past few months now and it’s has help me budget my spending and increase my savings. Very good app to see where your money goes and help you improve your spending. Reviewed on: 24th March 2023

Amazing app

This app has been my savior, before emma I has massive trouble savings and budgeting, emma has completely changed that for me. #foreverthankfull Reviewed on: 24th March 2023

Helpful!

So very helpful in helping me keep on top of spending, budgets and savings! Reviewed on: 24th March 2023

Great app to understand your expenses

Great app to manage your money, review your expenses, budget, stay in control of your finances. Reviewed on: 24th March 2023

Makes my relationship with my money much healthier

Emma has been a great way for me to track my progress and tracking my saving and improvement Reviewed on: 24th March 2023

Very helpful and a gentle reminder

A very nice way of keeping your finances in check and starting budgeting. You can have alerts and personalise your experience. Very useful app that has made my life easier. Reviewed on: 24th March 2023

Good

Nice app for keeping track of your net worth Reviewed on: 24th March 2023

Emma is the best!

I have been in this country since past 2 months and i couldnt figure out how to save my money! With emma, i have track of everything that i buy or i have to pay! Reviewed on: 24th March 2023

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