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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Great

5
The daily notification about spending and account updates are super helpful! Reviewed on: 24th March 2023

Great saving app!

5
This has made it clear how to work out what I spend and how I can budget monthly! Highly recommend Reviewed on: 24th March 2023

Fantastic app and so convenient

5
I’m so happy with the App as it help me so much to save as I want to save and everything the app is sending me reminder what you spend and in what kind of spending it’s really good, some friends already have it as it’s really good Reviewed on: 24th March 2023

Fantastic app

5
Very convenient and easy to use app. Reviewed on: 24th March 2023

Highly rate this app

5
I’ve posted this several times before; I highly recommend this app as I fantastic resource for better control of budget management, expenditure reduction (sources alternative options for your monthly bill payments and recommends them as better options become available) and for increasing confidence in being able to obtain those saving goals. Not to mention the new alternative saving options and investment opportunity being offered by Emma for additional financial security. Love this app, I recommend it to all my friends and family and would highly advise to anyone they at least give it a go. Would not be a waste. Reviewed on: 24th March 2023

Exceptional

5
I have enjoyed my time using Enna and I couldn’t be more glad to have found the app! Reviewed on: 24th March 2023

I would recommend

5
This is a really helpful app if you are saving or not sure what money you have in your account, it gives you notifications on the amount in you me account which I find helpful Reviewed on: 24th March 2023

Really Helpful app

5
I’m not very organised and this has really helped me to keep track of my bills etc, definitely recommend. Reviewed on: 24th March 2023

Brilliant app

5
Brilliant app would totally recommend to anyone who wants to be a savvy saver!! Reviewed on: 24th March 2023

great app!!

5
helps a lot with my money saving Reviewed on: 24th March 2023

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