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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Gamified saving money

5
Great app which allows you to track income and expenses in real time. Regular nudges and insights help me save money. Reviewed on: 25th March 2023
Richard Creedon's avatar
Richard Creedon

Handy Little App

5
Emma is an excellent tool to help you budget. It helps me get perspective on my spending, and makes me ask “do I really needj to spend this much on X or Y?”. It is easy to use, has an intuitive interface, and the occasional quizzes make things fun. My one gripe is that there’a emphasis on Instagram rather than older social media/email for entering competitions or for contact, but that is window dressing compared with the app itself. Reviewed on: 25th March 2023
Rory O'Kane's avatar
Rory O'Kane

Very good

5
Very good app. Would totally recommend to others Reviewed on: 25th March 2023
Riah's avatar
Riah

Excellent

5
The app which helps me in my struggling time period great app Reviewed on: 25th March 2023
Azhar's avatar
Azhar

Very easy to use

5
Emma is a very useful and simple app to keep track of expenses and accounts so you can make a keep good business and personal financial goals. Reviewed on: 24th March 2023
Zachary Martin's avatar
Zachary Martin

Love Emma!

5
Emma helps me to know how I spend my money - this is priceless! Reviewed on: 24th March 2023
Rachel's avatar
Rachel

Excellent

5
So helpful and saved me so much money Reviewed on: 24th March 2023
Ella's avatar
Ella

Easy saving

5
It is amazing for tracking where my money's go on and out of my bank Reviewed on: 24th March 2023
Brooke Willow's avatar
Brooke Willow

Amazing Money management

5
Emma is incredibly helpful in managing your money, and giving you a clear idea of your networth. If anything maybe more types of banks could be added to the type of accounts you can manage or are recognised. Reviewed on: 24th March 2023
Oghenerugan Whoko 's avatar
Oghenerugan Whoko

Emmas stellar work

5
Emma’s the best app that I use by far. It’s amazing for budgeting and always has numerous opportunities for users to earn money Reviewed on: 24th March 2023
SJ's avatar
SJ

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