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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Gamified saving money

5
Great app which allows you to track income and expenses in real time. Regular nudges and insights help me save money. Reviewed on: 25th March 2023
Richard Creedon's avatar
Richard Creedon

Handy Little App

5
Emma is an excellent tool to help you budget. It helps me get perspective on my spending, and makes me ask “do I really needj to spend this much on X or Y?”. It is easy to use, has an intuitive interface, and the occasional quizzes make things fun. My one gripe is that there’a emphasis on Instagram rather than older social media/email for entering competitions or for contact, but that is window dressing compared with the app itself. Reviewed on: 25th March 2023
Rory O'Kane's avatar
Rory O'Kane

Very good

5
Very good app. Would totally recommend to others Reviewed on: 25th March 2023
Riah's avatar
Riah

Excellent

5
The app which helps me in my struggling time period great app Reviewed on: 25th March 2023
Azhar's avatar
Azhar

Very easy to use

5
Emma is a very useful and simple app to keep track of expenses and accounts so you can make a keep good business and personal financial goals. Reviewed on: 24th March 2023
Zachary Martin's avatar
Zachary Martin

Love Emma!

5
Emma helps me to know how I spend my money - this is priceless! Reviewed on: 24th March 2023
Rachel's avatar
Rachel

Excellent

5
So helpful and saved me so much money Reviewed on: 24th March 2023
Ella's avatar
Ella

Easy saving

5
It is amazing for tracking where my money's go on and out of my bank Reviewed on: 24th March 2023
Brooke Willow's avatar
Brooke Willow

Amazing Money management

5
Emma is incredibly helpful in managing your money, and giving you a clear idea of your networth. If anything maybe more types of banks could be added to the type of accounts you can manage or are recognised. Reviewed on: 24th March 2023
Oghenerugan Whoko 's avatar
Oghenerugan Whoko

Emmas stellar work

5
Emma’s the best app that I use by far. It’s amazing for budgeting and always has numerous opportunities for users to earn money Reviewed on: 24th March 2023
SJ's avatar
SJ

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